Home / Home Buying by state / Georgia / Montgomery County / Tarrytown

Buying a home in Tarrytown, Georgia

The typical owner-occupied home in Tarrytown is worth about $236,100, 22% below the Georgia median of $303,300 and 29% below the national median of $332,700. The median household earns $48,672 a year, so the median home costs 4.9 times the median income (3.9 times for Georgia). 61% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Tarrytown at a glance

Tarrytown Georgia U.S.
Median home value $236,100 $303,300 $332,700
Median property tax paid per year – $2,341 $3,119
Median household income $48,672 $77,353 $80,734
Homes lived in by their owners 61% 66% 65%
Owner homes with a mortgage 43% 63% 61%
Median monthly costs, owners with a mortgage – $1,783 $1,963
Median rent $585 $1,393 $1,413
Rent as a share of renters' income 13.5% 31.3% 30.6%
Median year homes were built 1991 1992 1980
Vacant homes 0.0% 10.3% 10.1%
Population 142 10,940,407 334,922,499

What a typical home costs per month in Tarrytown

At this week's average 30-year rate of 7.11%, buying the median Tarrytown home of $236,100 with 20% down costs about $1,585 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,979, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $67,946 for the 20%-down payment. That payment is 39% of the median Tarrytown household income of $48,672; at that income and 20% down, the 28% guideline points to a home of about $169,000.

The median rent here is $585 a month, so owning the median home costs about $1,000 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$47,220
Loan amount$188,880
Principal and interest$1,271
Property taxes (1.10% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$98
PMI$0
Total per month$1,585

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$8,264
Loan amount$231,824
Principal and interest$1,559
Property taxes (1.10% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$98
FHA mortgage insurance$104
Total per month$1,979

Change the numbers in the calculator

Questions about home buying in Tarrytown

What is the median home value in Tarrytown?

About $236,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Tarrytown?

For the median home with 20% down at 7.11%, the payment is about $1,585 a month. Keeping that under 28% of gross income takes about $67,946 a year.

More about Tarrytown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data