The typical owner-occupied home in Bacon County is worth about $101,400, 67% below the Georgia median of $303,300 and 70% below the national median of $332,700. Owners pay a median $1,144 a year in property taxes, about 1.13% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $44,694 a year, so the median home costs 2.3 times the median income (3.9 times for Georgia). 69% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.
Bacon County at a glance
| Bacon County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $101,400 | $303,300 | $332,700 |
| Median property tax paid per year | $1,144 | $2,341 | $3,119 |
| Property tax as a share of value | 1.13% | 0.77% | 0.94% |
| Median household income | $44,694 | $77,353 | $80,734 |
| Homes lived in by their owners | 69% | 66% | 65% |
| Owner homes with a mortgage | 40% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,104 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 20.0% | 21.0% |
| Median rent | $743 | $1,393 | $1,413 |
| Rent as a share of renters' income | 24.9% | 31.3% | 30.6% |
| Median year homes were built | 1979 | 1992 | 1980 |
| Vacant homes | 13.0% | 10.3% | 10.1% |
| Population | 11,109 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Bacon County
At this week's average 30-year rate of 7.11%, buying the median Bacon County home of $101,400 with 20% down costs about $683 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $852, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,290 for the 20%-down payment. That payment is 18% of the median Bacon County household income of $44,694; at that income and 20% down, the 28% guideline points to a home of about $155,000.
The median rent here is $743 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,280 |
|---|---|
| Loan amount | $81,120 |
| Principal and interest | $546 |
| Property taxes (1.13% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $683 |
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| Down payment | $3,549 |
|---|---|
| Loan amount | $99,563 |
| Principal and interest | $670 |
| Property taxes (1.13% a year) | $95 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $45 |
| Total per month | $852 |
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Questions about home buying in Bacon County
What is the median home value in Bacon County?
About $101,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bacon County?
Homeowners pay a median $1,144 a year, which is about 1.13% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bacon County?
For the median home with 20% down at 7.11%, the payment is about $683 a month. Keeping that under 28% of gross income takes about $29,290 a year.
More about Bacon County
- Mortgage Refinance in Bacon County
- Debt Relief in Bacon County
- Home Equity Loans in Bacon County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data