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Buying a home in Bleckley County, Georgia

The typical owner-occupied home in Bleckley County is worth about $149,600, 51% below the Georgia median of $303,300 and 55% below the national median of $332,700. Owners pay a median $1,423 a year in property taxes, about 0.95% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $62,008 a year, so the median home costs 2.4 times the median income (3.9 times for Georgia). 73% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.

Bleckley County at a glance

Bleckley County Georgia U.S.
Median home value $149,600 $303,300 $332,700
Median property tax paid per year $1,423 $2,341 $3,119
Property tax as a share of value 0.95% 0.77% 0.94%
Median household income $62,008 $77,353 $80,734
Homes lived in by their owners 73% 66% 65%
Owner homes with a mortgage 36% 63% 61%
Median monthly costs, owners with a mortgage $1,497 $1,783 $1,963
Those costs as a share of the owners' income 17.4% 20.0% 21.0%
Median rent $799 $1,393 $1,413
Rent as a share of renters' income 35.1% 31.3% 30.6%
Median year homes were built 1984 1992 1980
Vacant homes 15.6% 10.3% 10.1%
Population 12,430 10,940,407 334,922,499

What a typical home costs per month in Bleckley County

At this week's average 30-year rate of 7.11%, buying the median Bleckley County home of $149,600 with 20% down costs about $986 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,235, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,252 for the 20%-down payment. That payment is 19% of the median Bleckley County household income of $62,008; at that income and 20% down, the 28% guideline points to a home of about $220,000.

The median rent here is $799 a month, so owning the median home costs about $187 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$29,920
Loan amount$119,680
Principal and interest$805
Property taxes (0.95% a year)$118
Homeowners insurance (our estimate, 0.5% a year)$62
PMI$0
Total per month$986

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3.5% down, 30-year FHA loan
Down payment$5,236
Loan amount$146,890
Principal and interest$988
Property taxes (0.95% a year)$118
Homeowners insurance (our estimate, 0.5% a year)$62
FHA mortgage insurance$66
Total per month$1,235

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Questions about home buying in Bleckley County

What is the median home value in Bleckley County?

About $149,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bleckley County?

Homeowners pay a median $1,423 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bleckley County?

For the median home with 20% down at 7.11%, the payment is about $986 a month. Keeping that under 28% of gross income takes about $42,252 a year.

More about Bleckley County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data