The typical owner-occupied home in DeKalb County is worth about $357,800, 18% above the Georgia median of $303,300 and 8% above the national median of $332,700. Owners pay a median $3,310 a year in property taxes, about 0.93% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $80,644 a year, so the median home costs 4.4 times the median income (3.9 times for Georgia). 59% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.
DeKalb County at a glance
| DeKalb County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $357,800 | $303,300 | $332,700 |
| Median property tax paid per year | $3,310 | $2,341 | $3,119 |
| Property tax as a share of value | 0.93% | 0.77% | 0.94% |
| Median household income | $80,644 | $77,353 | $80,734 |
| Homes lived in by their owners | 59% | 66% | 65% |
| Owner homes with a mortgage | 70% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,979 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 20.4% | 20.0% | 21.0% |
| Median rent | $1,692 | $1,393 | $1,413 |
| Rent as a share of renters' income | 34.4% | 31.3% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 13.2% | 10.3% | 10.1% |
| Population | 765,351 | 10,940,407 | 334,922,499 |
What a typical home costs per month in DeKalb County
At this week's average 30-year rate of 7.11%, buying the median DeKalb County home of $357,800 with 20% down costs about $2,352 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,948, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,797 for the 20%-down payment. That payment is 35% of the median DeKalb County household income of $80,644; at that income and 20% down, the 28% guideline points to a home of about $286,000.
The median rent here is $1,692 a month, so owning the median home costs about $660 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $71,560 |
|---|---|
| Loan amount | $286,240 |
| Principal and interest | $1,926 |
| Property taxes (0.93% a year) | $277 |
| Homeowners insurance (our estimate, 0.5% a year) | $149 |
| PMI | $0 |
| Total per month | $2,352 |
Change the numbers in the calculator
| Down payment | $12,523 |
|---|---|
| Loan amount | $351,319 |
| Principal and interest | $2,363 |
| Property taxes (0.93% a year) | $277 |
| Homeowners insurance (our estimate, 0.5% a year) | $149 |
| FHA mortgage insurance | $158 |
| Total per month | $2,948 |
Change the numbers in the calculator
Questions about home buying in DeKalb County
What is the median home value in DeKalb County?
About $357,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in DeKalb County?
Homeowners pay a median $3,310 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in DeKalb County?
For the median home with 20% down at 7.11%, the payment is about $2,352 a month. Keeping that under 28% of gross income takes about $100,797 a year.
More about DeKalb County
- Mortgage Refinance in DeKalb County
- Debt Relief in DeKalb County
- Home Equity Loans in DeKalb County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data