The typical owner-occupied home in Twiggs County is worth about $111,300, 63% below the Georgia median of $303,300 and 67% below the national median of $332,700. Owners pay a median $807 a year in property taxes, about 0.73% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $56,324 a year, so the median home costs 2.0 times the median income (3.9 times for Georgia). 88% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Twiggs County at a glance
| Twiggs County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $111,300 | $303,300 | $332,700 |
| Median property tax paid per year | $807 | $2,341 | $3,119 |
| Property tax as a share of value | 0.73% | 0.77% | 0.94% |
| Median household income | $56,324 | $77,353 | $80,734 |
| Homes lived in by their owners | 88% | 66% | 65% |
| Owner homes with a mortgage | 32% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,204 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 20.0% | 21.0% |
| Median rent | $808 | $1,393 | $1,413 |
| Rent as a share of renters' income | 30.3% | 31.3% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 28.8% | 10.3% | 10.1% |
| Population | 7,803 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Twiggs County
At this week's average 30-year rate of 7.11%, buying the median Twiggs County home of $111,300 with 20% down costs about $713 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $898, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,560 for the 20%-down payment. That payment is 15% of the median Twiggs County household income of $56,324; at that income and 20% down, the 28% guideline points to a home of about $205,000.
The median rent here is $808 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,260 |
|---|---|
| Loan amount | $89,040 |
| Principal and interest | $599 |
| Property taxes (0.73% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $713 |
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| Down payment | $3,896 |
|---|---|
| Loan amount | $109,284 |
| Principal and interest | $735 |
| Property taxes (0.73% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $898 |
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Questions about home buying in Twiggs County
What is the median home value in Twiggs County?
About $111,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Twiggs County?
Homeowners pay a median $807 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Twiggs County?
For the median home with 20% down at 7.11%, the payment is about $713 a month. Keeping that under 28% of gross income takes about $30,560 a year.
More about Twiggs County
- Mortgage Refinance in Twiggs County
- Debt Relief in Twiggs County
- Home Equity Loans in Twiggs County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data