The typical owner-occupied home in Gwinnett County is worth about $380,900, 26% above the Georgia median of $303,300 and 14% above the national median of $332,700. Owners pay a median $3,617 a year in property taxes, about 0.95% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $87,890 a year, so the median home costs 4.3 times the median income (3.9 times for Georgia). 66% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.
Gwinnett County at a glance
| Gwinnett County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $380,900 | $303,300 | $332,700 |
| Median property tax paid per year | $3,617 | $2,341 | $3,119 |
| Property tax as a share of value | 0.95% | 0.77% | 0.94% |
| Median household income | $87,890 | $77,353 | $80,734 |
| Homes lived in by their owners | 66% | 66% | 65% |
| Owner homes with a mortgage | 70% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,050 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 21.6% | 20.0% | 21.0% |
| Median rent | $1,810 | $1,393 | $1,413 |
| Rent as a share of renters' income | 35.9% | 31.3% | 30.6% |
| Median year homes were built | 1996 | 1992 | 1980 |
| Vacant homes | 4.1% | 10.3% | 10.1% |
| Population | 979,864 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Gwinnett County
At this week's average 30-year rate of 7.11%, buying the median Gwinnett County home of $380,900 with 20% down costs about $2,510 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,145, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $107,577 for the 20%-down payment. That payment is 34% of the median Gwinnett County household income of $87,890; at that income and 20% down, the 28% guideline points to a home of about $311,000.
The median rent here is $1,810 a month, so owning the median home costs about $700 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $76,180 |
|---|---|
| Loan amount | $304,720 |
| Principal and interest | $2,050 |
| Property taxes (0.95% a year) | $302 |
| Homeowners insurance (our estimate, 0.5% a year) | $159 |
| PMI | $0 |
| Total per month | $2,510 |
Change the numbers in the calculator
| Down payment | $13,332 |
|---|---|
| Loan amount | $374,001 |
| Principal and interest | $2,516 |
| Property taxes (0.95% a year) | $302 |
| Homeowners insurance (our estimate, 0.5% a year) | $159 |
| FHA mortgage insurance | $168 |
| Total per month | $3,145 |
Change the numbers in the calculator
Questions about home buying in Gwinnett County
What is the median home value in Gwinnett County?
About $380,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Gwinnett County?
Homeowners pay a median $3,617 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Gwinnett County?
For the median home with 20% down at 7.11%, the payment is about $2,510 a month. Keeping that under 28% of gross income takes about $107,577 a year.
More about Gwinnett County
- Mortgage Refinance in Gwinnett County
- Debt Relief in Gwinnett County
- Home Equity Loans in Gwinnett County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data