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Buying a home in Jenkins County, Georgia

The typical owner-occupied home in Jenkins County is worth about $92,900, 69% below the Georgia median of $303,300 and 72% below the national median of $332,700. Owners pay a median $797 a year in property taxes, about 0.86% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $44,389 a year, so the median home costs 2.1 times the median income (3.9 times for Georgia). 82% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Jenkins County at a glance

Jenkins County Georgia U.S.
Median home value $92,900 $303,300 $332,700
Median property tax paid per year $797 $2,341 $3,119
Property tax as a share of value 0.86% 0.77% 0.94%
Median household income $44,389 $77,353 $80,734
Homes lived in by their owners 82% 66% 65%
Owner homes with a mortgage 29% 63% 61%
Median monthly costs, owners with a mortgage $1,269 $1,783 $1,963
Those costs as a share of the owners' income 25.2% 20.0% 21.0%
Median rent $535 $1,393 $1,413
Rent as a share of renters' income 22.2% 31.3% 30.6%
Median year homes were built 1979 1992 1980
Vacant homes 26.7% 10.3% 10.1%
Population 8,711 10,940,407 334,922,499

What a typical home costs per month in Jenkins County

At this week's average 30-year rate of 7.11%, buying the median Jenkins County home of $92,900 with 20% down costs about $605 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $760, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,939 for the 20%-down payment. That payment is 16% of the median Jenkins County household income of $44,389; at that income and 20% down, the 28% guideline points to a home of about $159,000.

The median rent here is $535 a month, so owning the median home costs about $70 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$18,580
Loan amount$74,320
Principal and interest$500
Property taxes (0.86% a year)$67
Homeowners insurance (our estimate, 0.5% a year)$39
PMI$0
Total per month$605

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3.5% down, 30-year FHA loan
Down payment$3,252
Loan amount$91,217
Principal and interest$614
Property taxes (0.86% a year)$67
Homeowners insurance (our estimate, 0.5% a year)$39
FHA mortgage insurance$41
Total per month$760

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Questions about home buying in Jenkins County

What is the median home value in Jenkins County?

About $92,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jenkins County?

Homeowners pay a median $797 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Jenkins County?

For the median home with 20% down at 7.11%, the payment is about $605 a month. Keeping that under 28% of gross income takes about $25,939 a year.

More about Jenkins County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data