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Buying a home in Bryan County, Georgia

The typical owner-occupied home in Bryan County is worth about $343,200, 13% above the Georgia median of $303,300 and 3% above the national median of $332,700. Owners pay a median $2,677 a year in property taxes, about 0.78% of their home's value, close to the Georgia rate of 0.77%. The median household earns $103,408 a year, so the median home costs 3.3 times the median income (3.9 times for Georgia). 78% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.

Bryan County at a glance

Bryan County Georgia U.S.
Median home value $343,200 $303,300 $332,700
Median property tax paid per year $2,677 $2,341 $3,119
Property tax as a share of value 0.78% 0.77% 0.94%
Median household income $103,408 $77,353 $80,734
Homes lived in by their owners 78% 66% 65%
Owner homes with a mortgage 76% 63% 61%
Median monthly costs, owners with a mortgage $2,105 $1,783 $1,963
Those costs as a share of the owners' income 21.0% 20.0% 21.0%
Median rent $1,618 $1,393 $1,413
Rent as a share of renters' income 31.9% 31.3% 30.6%
Median year homes were built 2005 1992 1980
Vacant homes 7.5% 10.3% 10.1%
Population 48,263 10,940,407 334,922,499

What a typical home costs per month in Bryan County

At this week's average 30-year rate of 7.11%, buying the median Bryan County home of $343,200 with 20% down costs about $2,213 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,785, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $94,845 for the 20%-down payment. That payment is 26% of the median Bryan County household income of $103,408; at that income and 20% down, the 28% guideline points to a home of about $374,000.

The median rent here is $1,618 a month, so owning the median home costs about $595 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$68,640
Loan amount$274,560
Principal and interest$1,847
Property taxes (0.78% a year)$223
Homeowners insurance (our estimate, 0.5% a year)$143
PMI$0
Total per month$2,213

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3.5% down, 30-year FHA loan
Down payment$12,012
Loan amount$336,984
Principal and interest$2,267
Property taxes (0.78% a year)$223
Homeowners insurance (our estimate, 0.5% a year)$143
FHA mortgage insurance$152
Total per month$2,785

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Questions about home buying in Bryan County

What is the median home value in Bryan County?

About $343,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bryan County?

Homeowners pay a median $2,677 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bryan County?

For the median home with 20% down at 7.11%, the payment is about $2,213 a month. Keeping that under 28% of gross income takes about $94,845 a year.

More about Bryan County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data