The typical owner-occupied home in Pickens County is worth about $332,700, 10% above the Georgia median of $303,300 and about the same as the national median of $332,700. Owners pay a median $1,990 a year in property taxes, about 0.60% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $78,930 a year, so the median home costs 4.2 times the median income (3.9 times for Georgia). 81% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Pickens County at a glance
| Pickens County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $332,700 | $303,300 | $332,700 |
| Median property tax paid per year | $1,990 | $2,341 | $3,119 |
| Property tax as a share of value | 0.60% | 0.77% | 0.94% |
| Median household income | $78,930 | $77,353 | $80,734 |
| Homes lived in by their owners | 81% | 66% | 65% |
| Owner homes with a mortgage | 59% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,662 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 20.0% | 21.0% |
| Median rent | $1,136 | $1,393 | $1,413 |
| Rent as a share of renters' income | 31.9% | 31.3% | 30.6% |
| Median year homes were built | 1996 | 1992 | 1980 |
| Vacant homes | 13.7% | 10.3% | 10.1% |
| Population | 34,951 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Pickens County
At this week's average 30-year rate of 7.11%, buying the median Pickens County home of $332,700 with 20% down costs about $2,095 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,650, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,805 for the 20%-down payment. That payment is 32% of the median Pickens County household income of $78,930; at that income and 20% down, the 28% guideline points to a home of about $292,000.
The median rent here is $1,136 a month, so owning the median home costs about $959 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $66,540 |
|---|---|
| Loan amount | $266,160 |
| Principal and interest | $1,790 |
| Property taxes (0.60% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| PMI | $0 |
| Total per month | $2,095 |
Change the numbers in the calculator
| Down payment | $11,644 |
|---|---|
| Loan amount | $326,674 |
| Principal and interest | $2,198 |
| Property taxes (0.60% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $139 |
| FHA mortgage insurance | $147 |
| Total per month | $2,650 |
Change the numbers in the calculator
Questions about home buying in Pickens County
What is the median home value in Pickens County?
About $332,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pickens County?
Homeowners pay a median $1,990 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pickens County?
For the median home with 20% down at 7.11%, the payment is about $2,095 a month. Keeping that under 28% of gross income takes about $89,805 a year.
More about Pickens County
- Mortgage Refinance in Pickens County
- Debt Relief in Pickens County
- Home Equity Loans in Pickens County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data