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Buying a home in Taylor County, Georgia

The typical owner-occupied home in Taylor County is worth about $87,700, 71% below the Georgia median of $303,300 and 74% below the national median of $332,700. Owners pay a median $838 a year in property taxes, about 0.96% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $41,788 a year, so the median home costs 2.1 times the median income (3.9 times for Georgia). 63% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Taylor County at a glance

Taylor County Georgia U.S.
Median home value $87,700 $303,300 $332,700
Median property tax paid per year $838 $2,341 $3,119
Property tax as a share of value 0.96% 0.77% 0.94%
Median household income $41,788 $77,353 $80,734
Homes lived in by their owners 63% 66% 65%
Owner homes with a mortgage 39% 63% 61%
Median monthly costs, owners with a mortgage $1,163 $1,783 $1,963
Those costs as a share of the owners' income 21.2% 20.0% 21.0%
Median rent $630 $1,393 $1,413
Rent as a share of renters' income 32.9% 31.3% 30.6%
Median year homes were built 1986 1992 1980
Vacant homes 19.3% 10.3% 10.1%
Population 7,786 10,940,407 334,922,499

What a typical home costs per month in Taylor County

At this week's average 30-year rate of 7.11%, buying the median Taylor County home of $87,700 with 20% down costs about $579 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $725, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,800 for the 20%-down payment. That payment is 17% of the median Taylor County household income of $41,788; at that income and 20% down, the 28% guideline points to a home of about $148,000.

The median rent here is $630 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,540
Loan amount$70,160
Principal and interest$472
Property taxes (0.96% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$579

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3.5% down, 30-year FHA loan
Down payment$3,070
Loan amount$86,112
Principal and interest$579
Property taxes (0.96% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$725

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Questions about home buying in Taylor County

What is the median home value in Taylor County?

About $87,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Taylor County?

Homeowners pay a median $838 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Taylor County?

For the median home with 20% down at 7.11%, the payment is about $579 a month. Keeping that under 28% of gross income takes about $24,800 a year.

More about Taylor County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data