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Buying a home in Alston, Georgia

The typical owner-occupied home in Alston is worth about $142,500, 53% below the Georgia median of $303,300 and 57% below the national median of $332,700. Owners pay a median $980 a year in property taxes, about 0.69% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $61,563 a year, so the median home costs 2.3 times the median income (3.9 times for Georgia). 93% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Alston at a glance

Alston Georgia U.S.
Median home value $142,500 $303,300 $332,700
Median property tax paid per year $980 $2,341 $3,119
Property tax as a share of value 0.69% 0.77% 0.94%
Median household income $61,563 $77,353 $80,734
Homes lived in by their owners 93% 66% 65%
Owner homes with a mortgage 51% 63% 61%
Median monthly costs, owners with a mortgage $1,038 $1,783 $1,963
Those costs as a share of the owners' income 18.6% 20.0% 21.0%
Median rent – $1,393 $1,413
Median year homes were built 1985 1992 1980
Vacant homes 27.6% 10.3% 10.1%
Population 140 10,940,407 334,922,499

What a typical home costs per month in Alston

At this week's average 30-year rate of 7.11%, buying the median Alston home of $142,500 with 20% down costs about $908 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,146, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,923 for the 20%-down payment. That payment is 18% of the median Alston household income of $61,563; at that income and 20% down, the 28% guideline points to a home of about $225,000.

20% down, 30-year conventional loan
Down payment$28,500
Loan amount$114,000
Principal and interest$767
Property taxes (0.69% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$59
PMI$0
Total per month$908

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3.5% down, 30-year FHA loan
Down payment$4,988
Loan amount$139,919
Principal and interest$941
Property taxes (0.69% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$59
FHA mortgage insurance$63
Total per month$1,146

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Questions about home buying in Alston

What is the median home value in Alston?

About $142,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Alston?

Homeowners pay a median $980 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Alston?

For the median home with 20% down at 7.11%, the payment is about $908 a month. Keeping that under 28% of gross income takes about $38,923 a year.

More about Alston

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data