The typical owner-occupied home in Alston is worth about $142,500, 53% below the Georgia median of $303,300 and 57% below the national median of $332,700. Owners pay a median $980 a year in property taxes, about 0.69% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $61,563 a year, so the median home costs 2.3 times the median income (3.9 times for Georgia). 93% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Alston at a glance
| Alston | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $142,500 | $303,300 | $332,700 |
| Median property tax paid per year | $980 | $2,341 | $3,119 |
| Property tax as a share of value | 0.69% | 0.77% | 0.94% |
| Median household income | $61,563 | $77,353 | $80,734 |
| Homes lived in by their owners | 93% | 66% | 65% |
| Owner homes with a mortgage | 51% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,038 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1985 | 1992 | 1980 |
| Vacant homes | 27.6% | 10.3% | 10.1% |
| Population | 140 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Alston
At this week's average 30-year rate of 7.11%, buying the median Alston home of $142,500 with 20% down costs about $908 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,146, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,923 for the 20%-down payment. That payment is 18% of the median Alston household income of $61,563; at that income and 20% down, the 28% guideline points to a home of about $225,000.
| Down payment | $28,500 |
|---|---|
| Loan amount | $114,000 |
| Principal and interest | $767 |
| Property taxes (0.69% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $908 |
Change the numbers in the calculator
| Down payment | $4,988 |
|---|---|
| Loan amount | $139,919 |
| Principal and interest | $941 |
| Property taxes (0.69% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $63 |
| Total per month | $1,146 |
Change the numbers in the calculator
Questions about home buying in Alston
What is the median home value in Alston?
About $142,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Alston?
Homeowners pay a median $980 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Alston?
For the median home with 20% down at 7.11%, the payment is about $908 a month. Keeping that under 28% of gross income takes about $38,923 a year.
More about Alston
- Mortgage Refinance in Alston
- Debt Relief in Alston
- Home Equity Loans in Alston
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
