The typical owner-occupied home in Bibb County is worth about $174,500, 42% below the Georgia median of $303,300 and 48% below the national median of $332,700. Owners pay a median $1,801 a year in property taxes, about 1.03% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $51,234 a year, so the median home costs 3.4 times the median income (3.9 times for Georgia). 51% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Bibb County at a glance
| Bibb County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $174,500 | $303,300 | $332,700 |
| Median property tax paid per year | $1,801 | $2,341 | $3,119 |
| Property tax as a share of value | 1.03% | 0.77% | 0.94% |
| Median household income | $51,234 | $77,353 | $80,734 |
| Homes lived in by their owners | 51% | 66% | 65% |
| Owner homes with a mortgage | 57% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,427 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 20.0% | 21.0% |
| Median rent | $1,066 | $1,393 | $1,413 |
| Rent as a share of renters' income | 34.7% | 31.3% | 30.6% |
| Median year homes were built | 1977 | 1992 | 1980 |
| Vacant homes | 16.7% | 10.3% | 10.1% |
| Population | 156,578 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Bibb County
At this week's average 30-year rate of 7.11%, buying the median Bibb County home of $174,500 with 20% down costs about $1,162 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,452, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,782 for the 20%-down payment. That payment is 27% of the median Bibb County household income of $51,234; at that income and 20% down, the 28% guideline points to a home of about $180,000.
The median rent here is $1,066 a month, so owning the median home costs about $96 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,900 |
|---|---|
| Loan amount | $139,600 |
| Principal and interest | $939 |
| Property taxes (1.03% a year) | $150 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,162 |
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| Down payment | $6,108 |
|---|---|
| Loan amount | $171,339 |
| Principal and interest | $1,153 |
| Property taxes (1.03% a year) | $150 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $77 |
| Total per month | $1,452 |
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Questions about home buying in Bibb County
What is the median home value in Bibb County?
About $174,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bibb County?
Homeowners pay a median $1,801 a year, which is about 1.03% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bibb County?
For the median home with 20% down at 7.11%, the payment is about $1,162 a month. Keeping that under 28% of gross income takes about $49,782 a year.
More about Bibb County
- Mortgage Refinance in Bibb County
- Debt Relief in Bibb County
- Home Equity Loans in Bibb County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data