The typical owner-occupied home in Stewart County is worth about $65,100, 79% below the Georgia median of $303,300 and 80% below the national median of $332,700. Owners pay a median $994 a year in property taxes, about 1.53% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $33,250 a year, so the median home costs 2.0 times the median income (3.9 times for Georgia). 59% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Stewart County at a glance
| Stewart County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $65,100 | $303,300 | $332,700 |
| Median property tax paid per year | $994 | $2,341 | $3,119 |
| Property tax as a share of value | 1.53% | 0.77% | 0.94% |
| Median household income | $33,250 | $77,353 | $80,734 |
| Homes lived in by their owners | 59% | 66% | 65% |
| Owner homes with a mortgage | 35% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $947 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 20.0% | 21.0% |
| Median rent | $607 | $1,393 | $1,413 |
| Rent as a share of renters' income | 32.0% | 31.3% | 30.6% |
| Median year homes were built | 1987 | 1992 | 1980 |
| Vacant homes | 15.9% | 10.3% | 10.1% |
| Population | 4,869 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Stewart County
At this week's average 30-year rate of 7.11%, buying the median Stewart County home of $65,100 with 20% down costs about $460 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $569, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,735 for the 20%-down payment. That payment is 17% of the median Stewart County household income of $33,250; at that income and 20% down, the 28% guideline points to a home of about $110,000.
The median rent here is $607 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,020 |
|---|---|
| Loan amount | $52,080 |
| Principal and interest | $350 |
| Property taxes (1.53% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $460 |
Change the numbers in the calculator
| Down payment | $2,278 |
|---|---|
| Loan amount | $63,921 |
| Principal and interest | $430 |
| Property taxes (1.53% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $569 |
Change the numbers in the calculator
Questions about home buying in Stewart County
What is the median home value in Stewart County?
About $65,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stewart County?
Homeowners pay a median $994 a year, which is about 1.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stewart County?
For the median home with 20% down at 7.11%, the payment is about $460 a month. Keeping that under 28% of gross income takes about $19,735 a year.
More about Stewart County
- Mortgage Refinance in Stewart County
- Debt Relief in Stewart County
- Home Equity Loans in Stewart County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data