The typical owner-occupied home in Atkinson County is worth about $79,000, 74% below the Georgia median of $303,300 and 76% below the national median of $332,700. Owners pay a median $625 a year in property taxes, about 0.79% of their home's value, close to the Georgia rate of 0.77%. The median household earns $42,347 a year, so the median home costs 1.9 times the median income (3.9 times for Georgia). 62% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Atkinson County at a glance
| Atkinson County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $79,000 | $303,300 | $332,700 |
| Median property tax paid per year | $625 | $2,341 | $3,119 |
| Property tax as a share of value | 0.79% | 0.77% | 0.94% |
| Median household income | $42,347 | $77,353 | $80,734 |
| Homes lived in by their owners | 62% | 66% | 65% |
| Owner homes with a mortgage | 39% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $960 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 20.0% | 21.0% |
| Median rent | $657 | $1,393 | $1,413 |
| Rent as a share of renters' income | 27.6% | 31.3% | 30.6% |
| Median year homes were built | 1989 | 1992 | 1980 |
| Vacant homes | 8.7% | 10.3% | 10.1% |
| Population | 8,337 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Atkinson County
At this week's average 30-year rate of 7.11%, buying the median Atkinson County home of $79,000 with 20% down costs about $510 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $642, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,861 for the 20%-down payment. That payment is 14% of the median Atkinson County household income of $42,347; at that income and 20% down, the 28% guideline points to a home of about $153,000.
The median rent here is $657 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,800 |
|---|---|
| Loan amount | $63,200 |
| Principal and interest | $425 |
| Property taxes (0.79% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| PMI | $0 |
| Total per month | $510 |
Change the numbers in the calculator
| Down payment | $2,765 |
|---|---|
| Loan amount | $77,569 |
| Principal and interest | $522 |
| Property taxes (0.79% a year) | $52 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| FHA mortgage insurance | $35 |
| Total per month | $642 |
Change the numbers in the calculator
Questions about home buying in Atkinson County
What is the median home value in Atkinson County?
About $79,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Atkinson County?
Homeowners pay a median $625 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Atkinson County?
For the median home with 20% down at 7.11%, the payment is about $510 a month. Keeping that under 28% of gross income takes about $21,861 a year.
More about Atkinson County
- Mortgage Refinance in Atkinson County
- Debt Relief in Atkinson County
- Home Equity Loans in Atkinson County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data