The typical owner-occupied home in Bulloch County is worth about $222,500, 27% below the Georgia median of $303,300 and 33% below the national median of $332,700. Owners pay a median $1,679 a year in property taxes, about 0.75% of their home's value, close to the Georgia rate of 0.77%. The median household earns $58,810 a year, so the median home costs 3.8 times the median income (3.9 times for Georgia). 53% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Bulloch County at a glance
| Bulloch County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $222,500 | $303,300 | $332,700 |
| Median property tax paid per year | $1,679 | $2,341 | $3,119 |
| Property tax as a share of value | 0.75% | 0.77% | 0.94% |
| Median household income | $58,810 | $77,353 | $80,734 |
| Homes lived in by their owners | 53% | 66% | 65% |
| Owner homes with a mortgage | 55% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,462 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 20.0% | 21.0% |
| Median rent | $995 | $1,393 | $1,413 |
| Rent as a share of renters' income | 28.7% | 31.3% | 30.6% |
| Median year homes were built | 1995 | 1992 | 1980 |
| Vacant homes | 9.7% | 10.3% | 10.1% |
| Population | 82,683 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Bulloch County
At this week's average 30-year rate of 7.11%, buying the median Bulloch County home of $222,500 with 20% down costs about $1,429 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,800, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,251 for the 20%-down payment. That payment is 29% of the median Bulloch County household income of $58,810; at that income and 20% down, the 28% guideline points to a home of about $214,000.
The median rent here is $995 a month, so owning the median home costs about $434 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,500 |
|---|---|
| Loan amount | $178,000 |
| Principal and interest | $1,197 |
| Property taxes (0.75% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,429 |
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| Down payment | $7,788 |
|---|---|
| Loan amount | $218,470 |
| Principal and interest | $1,470 |
| Property taxes (0.75% a year) | $139 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $98 |
| Total per month | $1,800 |
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Questions about home buying in Bulloch County
What is the median home value in Bulloch County?
About $222,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bulloch County?
Homeowners pay a median $1,679 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bulloch County?
For the median home with 20% down at 7.11%, the payment is about $1,429 a month. Keeping that under 28% of gross income takes about $61,251 a year.
More about Bulloch County
- Mortgage Refinance in Bulloch County
- Debt Relief in Bulloch County
- Home Equity Loans in Bulloch County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data