The typical owner-occupied home in Newton County is worth about $265,000, 13% below the Georgia median of $303,300 and 20% below the national median of $332,700. Owners pay a median $2,348 a year in property taxes, about 0.89% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $77,179 a year, so the median home costs 3.4 times the median income (3.9 times for Georgia). 74% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.
Newton County at a glance
| Newton County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $265,000 | $303,300 | $332,700 |
| Median property tax paid per year | $2,348 | $2,341 | $3,119 |
| Property tax as a share of value | 0.89% | 0.77% | 0.94% |
| Median household income | $77,179 | $77,353 | $80,734 |
| Homes lived in by their owners | 74% | 66% | 65% |
| Owner homes with a mortgage | 73% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,594 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 20.0% | 21.0% |
| Median rent | $1,439 | $1,393 | $1,413 |
| Rent as a share of renters' income | 34.3% | 31.3% | 30.6% |
| Median year homes were built | 1999 | 1992 | 1980 |
| Vacant homes | 5.5% | 10.3% | 10.1% |
| Population | 118,152 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Newton County
At this week's average 30-year rate of 7.11%, buying the median Newton County home of $265,000 with 20% down costs about $1,733 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,175, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $74,276 for the 20%-down payment. That payment is 27% of the median Newton County household income of $77,179; at that income and 20% down, the 28% guideline points to a home of about $275,000.
The median rent here is $1,439 a month, so owning the median home costs about $294 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,000 |
|---|---|
| Loan amount | $212,000 |
| Principal and interest | $1,426 |
| Property taxes (0.89% a year) | $197 |
| Homeowners insurance (our estimate, 0.5% a year) | $110 |
| PMI | $0 |
| Total per month | $1,733 |
Change the numbers in the calculator
| Down payment | $9,275 |
|---|---|
| Loan amount | $260,200 |
| Principal and interest | $1,750 |
| Property taxes (0.89% a year) | $197 |
| Homeowners insurance (our estimate, 0.5% a year) | $110 |
| FHA mortgage insurance | $117 |
| Total per month | $2,175 |
Change the numbers in the calculator
Questions about home buying in Newton County
What is the median home value in Newton County?
About $265,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Newton County?
Homeowners pay a median $2,348 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Newton County?
For the median home with 20% down at 7.11%, the payment is about $1,733 a month. Keeping that under 28% of gross income takes about $74,276 a year.
More about Newton County
- Mortgage Refinance in Newton County
- Debt Relief in Newton County
- Home Equity Loans in Newton County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data