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Buying a home in Warren County, Georgia

The typical owner-occupied home in Warren County is worth about $67,100, 78% below the Georgia median of $303,300 and 80% below the national median of $332,700. Owners pay a median $730 a year in property taxes, about 1.09% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $44,289 a year, so the median home costs 1.5 times the median income (3.9 times for Georgia). 72% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Warren County at a glance

Warren County Georgia U.S.
Median home value $67,100 $303,300 $332,700
Median property tax paid per year $730 $2,341 $3,119
Property tax as a share of value 1.09% 0.77% 0.94%
Median household income $44,289 $77,353 $80,734
Homes lived in by their owners 72% 66% 65%
Owner homes with a mortgage 30% 63% 61%
Median monthly costs, owners with a mortgage $1,113 $1,783 $1,963
Those costs as a share of the owners' income 22.0% 20.0% 21.0%
Median rent $690 $1,393 $1,413
Rent as a share of renters' income 29.2% 31.3% 30.6%
Median year homes were built 1977 1992 1980
Vacant homes 19.3% 10.3% 10.1%
Population 5,170 10,940,407 334,922,499

What a typical home costs per month in Warren County

At this week's average 30-year rate of 7.11%, buying the median Warren County home of $67,100 with 20% down costs about $450 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $562, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,287 for the 20%-down payment. That payment is 12% of the median Warren County household income of $44,289; at that income and 20% down, the 28% guideline points to a home of about $154,000.

The median rent here is $690 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,420
Loan amount$53,680
Principal and interest$361
Property taxes (1.09% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$450

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3.5% down, 30-year FHA loan
Down payment$2,348
Loan amount$65,885
Principal and interest$443
Property taxes (1.09% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$30
Total per month$562

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Questions about home buying in Warren County

What is the median home value in Warren County?

About $67,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Warren County?

Homeowners pay a median $730 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Warren County?

For the median home with 20% down at 7.11%, the payment is about $450 a month. Keeping that under 28% of gross income takes about $19,287 a year.

More about Warren County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data