The typical owner-occupied home in Crisp County is worth about $140,200, 54% below the Georgia median of $303,300 and 58% below the national median of $332,700. Owners pay a median $1,510 a year in property taxes, about 1.08% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $45,105 a year, so the median home costs 3.1 times the median income (3.9 times for Georgia). 56% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Crisp County at a glance
| Crisp County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $140,200 | $303,300 | $332,700 |
| Median property tax paid per year | $1,510 | $2,341 | $3,119 |
| Property tax as a share of value | 1.08% | 0.77% | 0.94% |
| Median household income | $45,105 | $77,353 | $80,734 |
| Homes lived in by their owners | 56% | 66% | 65% |
| Owner homes with a mortgage | 49% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,433 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 20.5% | 20.0% | 21.0% |
| Median rent | $778 | $1,393 | $1,413 |
| Rent as a share of renters' income | 30.8% | 31.3% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 20.2% | 10.3% | 10.1% |
| Population | 19,790 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Crisp County
At this week's average 30-year rate of 7.11%, buying the median Crisp County home of $140,200 with 20% down costs about $939 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,173, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,248 for the 20%-down payment. That payment is 25% of the median Crisp County household income of $45,105; at that income and 20% down, the 28% guideline points to a home of about $157,000.
The median rent here is $778 a month, so owning the median home costs about $161 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $28,040 |
|---|---|
| Loan amount | $112,160 |
| Principal and interest | $755 |
| Property taxes (1.08% a year) | $126 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| PMI | $0 |
| Total per month | $939 |
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| Down payment | $4,907 |
|---|---|
| Loan amount | $137,661 |
| Principal and interest | $926 |
| Property taxes (1.08% a year) | $126 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| FHA mortgage insurance | $62 |
| Total per month | $1,173 |
Change the numbers in the calculator
Questions about home buying in Crisp County
What is the median home value in Crisp County?
About $140,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crisp County?
Homeowners pay a median $1,510 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crisp County?
For the median home with 20% down at 7.11%, the payment is about $939 a month. Keeping that under 28% of gross income takes about $40,248 a year.
More about Crisp County
- Mortgage Refinance in Crisp County
- Debt Relief in Crisp County
- Home Equity Loans in Crisp County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data