The typical owner-occupied home in Pierce County is worth about $153,300, 49% below the Georgia median of $303,300 and 54% below the national median of $332,700. Owners pay a median $1,266 a year in property taxes, about 0.83% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $60,517 a year, so the median home costs 2.5 times the median income (3.9 times for Georgia). 76% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Pierce County at a glance
| Pierce County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $153,300 | $303,300 | $332,700 |
| Median property tax paid per year | $1,266 | $2,341 | $3,119 |
| Property tax as a share of value | 0.83% | 0.77% | 0.94% |
| Median household income | $60,517 | $77,353 | $80,734 |
| Homes lived in by their owners | 76% | 66% | 65% |
| Owner homes with a mortgage | 52% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,280 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 20.0% | 21.0% |
| Median rent | $799 | $1,393 | $1,413 |
| Rent as a share of renters' income | 28.3% | 31.3% | 30.6% |
| Median year homes were built | 1990 | 1992 | 1980 |
| Vacant homes | 11.0% | 10.3% | 10.1% |
| Population | 20,202 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Pierce County
At this week's average 30-year rate of 7.11%, buying the median Pierce County home of $153,300 with 20% down costs about $995 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,250, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,639 for the 20%-down payment. That payment is 20% of the median Pierce County household income of $60,517; at that income and 20% down, the 28% guideline points to a home of about $218,000.
The median rent here is $799 a month, so owning the median home costs about $196 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,660 |
|---|---|
| Loan amount | $122,640 |
| Principal and interest | $825 |
| Property taxes (0.83% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $995 |
Change the numbers in the calculator
| Down payment | $5,366 |
|---|---|
| Loan amount | $150,523 |
| Principal and interest | $1,013 |
| Property taxes (0.83% a year) | $106 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,250 |
Change the numbers in the calculator
Questions about home buying in Pierce County
What is the median home value in Pierce County?
About $153,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pierce County?
Homeowners pay a median $1,266 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pierce County?
For the median home with 20% down at 7.11%, the payment is about $995 a month. Keeping that under 28% of gross income takes about $42,639 a year.
More about Pierce County
- Mortgage Refinance in Pierce County
- Debt Relief in Pierce County
- Home Equity Loans in Pierce County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data