The typical owner-occupied home in Bartow County is worth about $289,000, 5% below the Georgia median of $303,300 and 13% below the national median of $332,700. Owners pay a median $2,024 a year in property taxes, about 0.70% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $82,243 a year, so the median home costs 3.5 times the median income (3.9 times for Georgia). 73% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Bartow County at a glance
| Bartow County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $289,000 | $303,300 | $332,700 |
| Median property tax paid per year | $2,024 | $2,341 | $3,119 |
| Property tax as a share of value | 0.70% | 0.77% | 0.94% |
| Median household income | $82,243 | $77,353 | $80,734 |
| Homes lived in by their owners | 73% | 66% | 65% |
| Owner homes with a mortgage | 63% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,646 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 20.2% | 20.0% | 21.0% |
| Median rent | $1,268 | $1,393 | $1,413 |
| Rent as a share of renters' income | 28.2% | 31.3% | 30.6% |
| Median year homes were built | 1994 | 1992 | 1980 |
| Vacant homes | 9.7% | 10.3% | 10.1% |
| Population | 113,113 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Bartow County
At this week's average 30-year rate of 7.11%, buying the median Bartow County home of $289,000 with 20% down costs about $1,844 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,326, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $79,041 for the 20%-down payment. That payment is 27% of the median Bartow County household income of $82,243; at that income and 20% down, the 28% guideline points to a home of about $301,000.
The median rent here is $1,268 a month, so owning the median home costs about $576 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,800 |
|---|---|
| Loan amount | $231,200 |
| Principal and interest | $1,555 |
| Property taxes (0.70% a year) | $169 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| PMI | $0 |
| Total per month | $1,844 |
Change the numbers in the calculator
| Down payment | $10,115 |
|---|---|
| Loan amount | $283,765 |
| Principal and interest | $1,909 |
| Property taxes (0.70% a year) | $169 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| FHA mortgage insurance | $128 |
| Total per month | $2,326 |
Change the numbers in the calculator
Questions about home buying in Bartow County
What is the median home value in Bartow County?
About $289,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bartow County?
Homeowners pay a median $2,024 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bartow County?
For the median home with 20% down at 7.11%, the payment is about $1,844 a month. Keeping that under 28% of gross income takes about $79,041 a year.
More about Bartow County
- Mortgage Refinance in Bartow County
- Debt Relief in Bartow County
- Home Equity Loans in Bartow County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data