The typical owner-occupied home in Randolph County is worth about $90,200, 70% below the Georgia median of $303,300 and 73% below the national median of $332,700. Owners pay a median $964 a year in property taxes, about 1.07% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $28,380 a year, so the median home costs 3.2 times the median income (3.9 times for Georgia). 52% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Randolph County at a glance
| Randolph County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $90,200 | $303,300 | $332,700 |
| Median property tax paid per year | $964 | $2,341 | $3,119 |
| Property tax as a share of value | 1.07% | 0.77% | 0.94% |
| Median household income | $28,380 | $77,353 | $80,734 |
| Homes lived in by their owners | 52% | 66% | 65% |
| Owner homes with a mortgage | 41% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,125 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 17.0% | 20.0% | 21.0% |
| Median rent | $606 | $1,393 | $1,413 |
| Rent as a share of renters' income | 29.9% | 31.3% | 30.6% |
| Median year homes were built | 1983 | 1992 | 1980 |
| Vacant homes | 23.5% | 10.3% | 10.1% |
| Population | 6,196 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Randolph County
At this week's average 30-year rate of 7.11%, buying the median Randolph County home of $90,200 with 20% down costs about $603 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $754, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,861 for the 20%-down payment. That payment is 26% of the median Randolph County household income of $28,380; at that income and 20% down, the 28% guideline points to a home of about $99,000.
The median rent here is $606 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $18,040 |
|---|---|
| Loan amount | $72,160 |
| Principal and interest | $485 |
| Property taxes (1.07% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $603 |
Change the numbers in the calculator
| Down payment | $3,157 |
|---|---|
| Loan amount | $88,566 |
| Principal and interest | $596 |
| Property taxes (1.07% a year) | $80 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $754 |
Change the numbers in the calculator
Questions about home buying in Randolph County
What is the median home value in Randolph County?
About $90,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Randolph County?
Homeowners pay a median $964 a year, which is about 1.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Randolph County?
For the median home with 20% down at 7.11%, the payment is about $603 a month. Keeping that under 28% of gross income takes about $25,861 a year.
More about Randolph County
- Mortgage Refinance in Randolph County
- Debt Relief in Randolph County
- Home Equity Loans in Randolph County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data