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Buying a home in Glascock County, Georgia

The typical owner-occupied home in Glascock County is worth about $123,800, 59% below the Georgia median of $303,300 and 63% below the national median of $332,700. Owners pay a median $1,273 a year in property taxes, about 1.03% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $54,934 a year, so the median home costs 2.3 times the median income (3.9 times for Georgia). 68% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Glascock County at a glance

Glascock County Georgia U.S.
Median home value $123,800 $303,300 $332,700
Median property tax paid per year $1,273 $2,341 $3,119
Property tax as a share of value 1.03% 0.77% 0.94%
Median household income $54,934 $77,353 $80,734
Homes lived in by their owners 68% 66% 65%
Owner homes with a mortgage 43% 63% 61%
Median monthly costs, owners with a mortgage $1,773 $1,783 $1,963
Those costs as a share of the owners' income 31.2% 20.0% 21.0%
Median rent $642 $1,393 $1,413
Rent as a share of renters' income 17.8% 31.3% 30.6%
Median year homes were built 1985 1992 1980
Vacant homes 26.5% 10.3% 10.1%
Population 2,932 10,940,407 334,922,499

What a typical home costs per month in Glascock County

At this week's average 30-year rate of 7.11%, buying the median Glascock County home of $123,800 with 20% down costs about $824 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,030, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,319 for the 20%-down payment. That payment is 18% of the median Glascock County household income of $54,934; at that income and 20% down, the 28% guideline points to a home of about $193,000.

The median rent here is $642 a month, so owning the median home costs about $182 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$24,760
Loan amount$99,040
Principal and interest$666
Property taxes (1.03% a year)$106
Homeowners insurance (our estimate, 0.5% a year)$52
PMI$0
Total per month$824

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3.5% down, 30-year FHA loan
Down payment$4,333
Loan amount$121,558
Principal and interest$818
Property taxes (1.03% a year)$106
Homeowners insurance (our estimate, 0.5% a year)$52
FHA mortgage insurance$55
Total per month$1,030

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Questions about home buying in Glascock County

What is the median home value in Glascock County?

About $123,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Glascock County?

Homeowners pay a median $1,273 a year, which is about 1.03% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Glascock County?

For the median home with 20% down at 7.11%, the payment is about $824 a month. Keeping that under 28% of gross income takes about $35,319 a year.

More about Glascock County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data