The typical owner-occupied home in Coweta County is worth about $357,500, 18% above the Georgia median of $303,300 and 7% above the national median of $332,700. Owners pay a median $2,624 a year in property taxes, about 0.73% of their home's value, close to the Georgia rate of 0.77%. The median household earns $95,548 a year, so the median home costs 3.7 times the median income (3.9 times for Georgia). 78% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Coweta County at a glance
| Coweta County | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $357,500 | $303,300 | $332,700 |
| Median property tax paid per year | $2,624 | $2,341 | $3,119 |
| Property tax as a share of value | 0.73% | 0.77% | 0.94% |
| Median household income | $95,548 | $77,353 | $80,734 |
| Homes lived in by their owners | 78% | 66% | 65% |
| Owner homes with a mortgage | 68% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,867 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 19.2% | 20.0% | 21.0% |
| Median rent | $1,488 | $1,393 | $1,413 |
| Rent as a share of renters' income | 32.6% | 31.3% | 30.6% |
| Median year homes were built | 1999 | 1992 | 1980 |
| Vacant homes | 4.9% | 10.3% | 10.1% |
| Population | 152,852 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Coweta County
At this week's average 30-year rate of 7.11%, buying the median Coweta County home of $357,500 with 20% down costs about $2,290 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,886, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $98,159 for the 20%-down payment. That payment is 29% of the median Coweta County household income of $95,548; at that income and 20% down, the 28% guideline points to a home of about $348,000.
The median rent here is $1,488 a month, so owning the median home costs about $802 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $71,500 |
|---|---|
| Loan amount | $286,000 |
| Principal and interest | $1,924 |
| Property taxes (0.73% a year) | $217 |
| Homeowners insurance (our estimate, 0.5% a year) | $149 |
| PMI | $0 |
| Total per month | $2,290 |
Change the numbers in the calculator
| Down payment | $12,512 |
|---|---|
| Loan amount | $351,025 |
| Principal and interest | $2,361 |
| Property taxes (0.73% a year) | $217 |
| Homeowners insurance (our estimate, 0.5% a year) | $149 |
| FHA mortgage insurance | $158 |
| Total per month | $2,886 |
Change the numbers in the calculator
Questions about home buying in Coweta County
What is the median home value in Coweta County?
About $357,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Coweta County?
Homeowners pay a median $2,624 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Coweta County?
For the median home with 20% down at 7.11%, the payment is about $2,290 a month. Keeping that under 28% of gross income takes about $98,159 a year.
More about Coweta County
- Mortgage Refinance in Coweta County
- Debt Relief in Coweta County
- Home Equity Loans in Coweta County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data