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Buying a home in Daisy, Georgia

The typical owner-occupied home in Daisy is worth about $176,100, 42% below the Georgia median of $303,300 and 47% below the national median of $332,700. Owners pay a median $1,731 a year in property taxes, about 0.98% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $76,094 a year, so the median home costs 2.3 times the median income (3.9 times for Georgia). 71% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Daisy at a glance

Daisy Georgia U.S.
Median home value $176,100 $303,300 $332,700
Median property tax paid per year $1,731 $2,341 $3,119
Property tax as a share of value 0.98% 0.77% 0.94%
Median household income $76,094 $77,353 $80,734
Homes lived in by their owners 71% 66% 65%
Owner homes with a mortgage 30% 63% 61%
Median monthly costs, owners with a mortgage $1,577 $1,783 $1,963
Those costs as a share of the owners' income 12.9% 20.0% 21.0%
Median rent $667 $1,393 $1,413
Rent as a share of renters' income 26.7% 31.3% 30.6%
Median year homes were built 1990 1992 1980
Vacant homes 4.9% 10.3% 10.1%
Population 422 10,940,407 334,922,499

What a typical home costs per month in Daisy

At this week's average 30-year rate of 7.11%, buying the median Daisy home of $176,100 with 20% down costs about $1,165 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,458, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,924 for the 20%-down payment. That payment is 18% of the median Daisy household income of $76,094; at that income and 20% down, the 28% guideline points to a home of about $268,000.

The median rent here is $667 a month, so owning the median home costs about $498 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,220
Loan amount$140,880
Principal and interest$948
Property taxes (0.98% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$73
PMI$0
Total per month$1,165

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3.5% down, 30-year FHA loan
Down payment$6,164
Loan amount$172,910
Principal and interest$1,163
Property taxes (0.98% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$73
FHA mortgage insurance$78
Total per month$1,458

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Questions about home buying in Daisy

What is the median home value in Daisy?

About $176,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Daisy?

Homeowners pay a median $1,731 a year, which is about 0.98% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Daisy?

For the median home with 20% down at 7.11%, the payment is about $1,165 a month. Keeping that under 28% of gross income takes about $49,924 a year.

More about Daisy

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data