The typical owner-occupied home in Bellville is worth about $161,600, 47% below the Georgia median of $303,300 and 51% below the national median of $332,700. Owners pay a median $1,411 a year in property taxes, about 0.87% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $98,295 a year, so the median home costs 1.6 times the median income (3.9 times for Georgia). 81% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Bellville at a glance
| Bellville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $161,600 | $303,300 | $332,700 |
| Median property tax paid per year | $1,411 | $2,341 | $3,119 |
| Property tax as a share of value | 0.87% | 0.77% | 0.94% |
| Median household income | $98,295 | $77,353 | $80,734 |
| Homes lived in by their owners | 81% | 66% | 65% |
| Owner homes with a mortgage | 30% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,414 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 13.5% | 20.0% | 21.0% |
| Median rent | $1,014 | $1,393 | $1,413 |
| Rent as a share of renters' income | 12.1% | 31.3% | 30.6% |
| Median year homes were built | 1956 | 1992 | 1980 |
| Vacant homes | 2.1% | 10.3% | 10.1% |
| Population | 171 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Bellville
At this week's average 30-year rate of 7.11%, buying the median Bellville home of $161,600 with 20% down costs about $1,054 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,323, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,178 for the 20%-down payment. That payment is 13% of the median Bellville household income of $98,295; at that income and 20% down, the 28% guideline points to a home of about $352,000.
The median rent here is $1,014 a month, so owning the median home costs about $40 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $32,320 |
|---|---|
| Loan amount | $129,280 |
| Principal and interest | $870 |
| Property taxes (0.87% a year) | $117 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,054 |
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| Down payment | $5,656 |
|---|---|
| Loan amount | $158,673 |
| Principal and interest | $1,067 |
| Property taxes (0.87% a year) | $117 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,323 |
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Questions about home buying in Bellville
What is the median home value in Bellville?
About $161,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bellville?
Homeowners pay a median $1,411 a year, which is about 0.87% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bellville?
For the median home with 20% down at 7.11%, the payment is about $1,054 a month. Keeping that under 28% of gross income takes about $45,178 a year.
More about Bellville
- Mortgage Refinance in Bellville
- Debt Relief in Bellville
- Home Equity Loans in Bellville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data