The typical owner-occupied home in Port Wentworth is worth about $228,100, 25% below the Georgia median of $303,300 and 31% below the national median of $332,700. Owners pay a median $1,629 a year in property taxes, about 0.71% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $79,731 a year, so the median home costs 2.9 times the median income (3.9 times for Georgia). 59% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
Port Wentworth at a glance
| Port Wentworth | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $228,100 | $303,300 | $332,700 |
| Median property tax paid per year | $1,629 | $2,341 | $3,119 |
| Property tax as a share of value | 0.71% | 0.77% | 0.94% |
| Median household income | $79,731 | $77,353 | $80,734 |
| Homes lived in by their owners | 59% | 66% | 65% |
| Owner homes with a mortgage | 80% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,448 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 20.0% | 21.0% |
| Median rent | $1,812 | $1,393 | $1,413 |
| Rent as a share of renters' income | 33.0% | 31.3% | 30.6% |
| Median year homes were built | 2006 | 1992 | 1980 |
| Vacant homes | 7.8% | 10.3% | 10.1% |
| Population | 12,892 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Port Wentworth
At this week's average 30-year rate of 7.11%, buying the median Port Wentworth home of $228,100 with 20% down costs about $1,458 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,838, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,466 for the 20%-down payment. That payment is 22% of the median Port Wentworth household income of $79,731; at that income and 20% down, the 28% guideline points to a home of about $291,000.
The median rent here is $1,812 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $45,620 |
|---|---|
| Loan amount | $182,480 |
| Principal and interest | $1,228 |
| Property taxes (0.71% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| PMI | $0 |
| Total per month | $1,458 |
Change the numbers in the calculator
| Down payment | $7,984 |
|---|---|
| Loan amount | $223,969 |
| Principal and interest | $1,507 |
| Property taxes (0.71% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| FHA mortgage insurance | $101 |
| Total per month | $1,838 |
Change the numbers in the calculator
Questions about home buying in Port Wentworth
What is the median home value in Port Wentworth?
About $228,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Port Wentworth?
Homeowners pay a median $1,629 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Port Wentworth?
For the median home with 20% down at 7.11%, the payment is about $1,458 a month. Keeping that under 28% of gross income takes about $62,466 a year.
More about Port Wentworth
- Mortgage Refinance in Port Wentworth
- Debt Relief in Port Wentworth
- Home Equity Loans in Port Wentworth
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data