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Buying a home in Pooler, Georgia

The typical owner-occupied home in Pooler is worth about $322,400, 6% above the Georgia median of $303,300 and 3% below the national median of $332,700. Owners pay a median $2,866 a year in property taxes, about 0.89% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $91,766 a year, so the median home costs 3.5 times the median income (3.9 times for Georgia). 60% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Pooler at a glance

Pooler Georgia U.S.
Median home value $322,400 $303,300 $332,700
Median property tax paid per year $2,866 $2,341 $3,119
Property tax as a share of value 0.89% 0.77% 0.94%
Median household income $91,766 $77,353 $80,734
Homes lived in by their owners 60% 66% 65%
Owner homes with a mortgage 67% 63% 61%
Median monthly costs, owners with a mortgage $1,845 $1,783 $1,963
Those costs as a share of the owners' income 19.3% 20.0% 21.0%
Median rent $1,671 $1,393 $1,413
Rent as a share of renters' income 31.2% 31.3% 30.6%
Median year homes were built 2007 1992 1980
Vacant homes 6.2% 10.3% 10.1%
Population 28,466 10,940,407 334,922,499

What a typical home costs per month in Pooler

At this week's average 30-year rate of 7.11%, buying the median Pooler home of $322,400 with 20% down costs about $2,108 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,646, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $90,364 for the 20%-down payment. That payment is 28% of the median Pooler household income of $91,766; at that income and 20% down, the 28% guideline points to a home of about $327,000.

The median rent here is $1,671 a month, so owning the median home costs about $437 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$64,480
Loan amount$257,920
Principal and interest$1,735
Property taxes (0.89% a year)$239
Homeowners insurance (our estimate, 0.5% a year)$134
PMI$0
Total per month$2,108

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3.5% down, 30-year FHA loan
Down payment$11,284
Loan amount$316,561
Principal and interest$2,130
Property taxes (0.89% a year)$239
Homeowners insurance (our estimate, 0.5% a year)$134
FHA mortgage insurance$143
Total per month$2,646

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Questions about home buying in Pooler

What is the median home value in Pooler?

About $322,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pooler?

Homeowners pay a median $2,866 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pooler?

For the median home with 20% down at 7.11%, the payment is about $2,108 a month. Keeping that under 28% of gross income takes about $90,364 a year.

More about Pooler

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data