The typical owner-occupied home in White is worth about $173,200, 43% below the Georgia median of $303,300 and 48% below the national median of $332,700. Owners pay a median $1,341 a year in property taxes, about 0.77% of their home's value, close to the Georgia rate of 0.77%. The median household earns $79,286 a year, so the median home costs 2.2 times the median income (3.9 times for Georgia). 54% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
White at a glance
| White | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $173,200 | $303,300 | $332,700 |
| Median property tax paid per year | $1,341 | $2,341 | $3,119 |
| Property tax as a share of value | 0.77% | 0.77% | 0.94% |
| Median household income | $79,286 | $77,353 | $80,734 |
| Homes lived in by their owners | 54% | 66% | 65% |
| Owner homes with a mortgage | 80% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,325 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 25.5% | 20.0% | 21.0% |
| Median rent | $891 | $1,393 | $1,413 |
| Rent as a share of renters' income | 24.2% | 31.3% | 30.6% |
| Median year homes were built | 1992 | 1992 | 1980 |
| Vacant homes | 10.2% | 10.3% | 10.1% |
| Population | 953 | 10,940,407 | 334,922,499 |
What a typical home costs per month in White
At this week's average 30-year rate of 7.11%, buying the median White home of $173,200 with 20% down costs about $1,115 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,404, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,803 for the 20%-down payment. That payment is 17% of the median White household income of $79,286; at that income and 20% down, the 28% guideline points to a home of about $287,000.
The median rent here is $891 a month, so owning the median home costs about $224 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,640 |
|---|---|
| Loan amount | $138,560 |
| Principal and interest | $932 |
| Property taxes (0.77% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,115 |
Change the numbers in the calculator
| Down payment | $6,062 |
|---|---|
| Loan amount | $170,063 |
| Principal and interest | $1,144 |
| Property taxes (0.77% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $77 |
| Total per month | $1,404 |
Change the numbers in the calculator
Questions about home buying in White
What is the median home value in White?
About $173,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in White?
Homeowners pay a median $1,341 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in White?
For the median home with 20% down at 7.11%, the payment is about $1,115 a month. Keeping that under 28% of gross income takes about $47,803 a year.
More about White
- Mortgage Refinance in White
- Debt Relief in White
- Home Equity Loans in White
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data