The typical owner-occupied home in Taylorsville is worth about $203,100, 33% below the Georgia median of $303,300 and 39% below the national median of $332,700. Owners pay a median $1,111 a year in property taxes, about 0.55% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $41,042 a year, so the median home costs 4.9 times the median income (3.9 times for Georgia). 71% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Taylorsville at a glance
| Taylorsville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $203,100 | $303,300 | $332,700 |
| Median property tax paid per year | $1,111 | $2,341 | $3,119 |
| Property tax as a share of value | 0.55% | 0.77% | 0.94% |
| Median household income | $41,042 | $77,353 | $80,734 |
| Homes lived in by their owners | 71% | 66% | 65% |
| Owner homes with a mortgage | 24% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,542 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 20.0% | 21.0% |
| Median rent | $1,219 | $1,393 | $1,413 |
| Rent as a share of renters' income | 35.6% | 31.3% | 30.6% |
| Median year homes were built | 1938 | 1992 | 1980 |
| Vacant homes | 6.5% | 10.3% | 10.1% |
| Population | 335 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Taylorsville
At this week's average 30-year rate of 7.11%, buying the median Taylorsville home of $203,100 with 20% down costs about $1,271 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,609, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,459 for the 20%-down payment. That payment is 37% of the median Taylorsville household income of $41,042; at that income and 20% down, the 28% guideline points to a home of about $153,000.
The median rent here is $1,219 a month, so owning the median home costs about $52 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,620 |
|---|---|
| Loan amount | $162,480 |
| Principal and interest | $1,093 |
| Property taxes (0.55% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,271 |
Change the numbers in the calculator
| Down payment | $7,108 |
|---|---|
| Loan amount | $199,421 |
| Principal and interest | $1,342 |
| Property taxes (0.55% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $90 |
| Total per month | $1,609 |
Change the numbers in the calculator
Questions about home buying in Taylorsville
What is the median home value in Taylorsville?
About $203,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Taylorsville?
Homeowners pay a median $1,111 a year, which is about 0.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Taylorsville?
For the median home with 20% down at 7.11%, the payment is about $1,271 a month. Keeping that under 28% of gross income takes about $54,459 a year.
More about Taylorsville
- Mortgage Refinance in Taylorsville
- Debt Relief in Taylorsville
- Home Equity Loans in Taylorsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data