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Buying a home in Sylvester, Georgia

The typical owner-occupied home in Sylvester is worth about $115,900, 62% below the Georgia median of $303,300 and 65% below the national median of $332,700. Owners pay a median $1,337 a year in property taxes, about 1.15% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $58,417 a year, so the median home costs 2.0 times the median income (3.9 times for Georgia). 57% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Sylvester at a glance

Sylvester Georgia U.S.
Median home value $115,900 $303,300 $332,700
Median property tax paid per year $1,337 $2,341 $3,119
Property tax as a share of value 1.15% 0.77% 0.94%
Median household income $58,417 $77,353 $80,734
Homes lived in by their owners 57% 66% 65%
Owner homes with a mortgage 42% 63% 61%
Median monthly costs, owners with a mortgage $1,210 $1,783 $1,963
Those costs as a share of the owners' income 20.5% 20.0% 21.0%
Median rent $896 $1,393 $1,413
Rent as a share of renters' income 28.4% 31.3% 30.6%
Median year homes were built 1977 1992 1980
Vacant homes 12.3% 10.3% 10.1%
Population 5,489 10,940,407 334,922,499

What a typical home costs per month in Sylvester

At this week's average 30-year rate of 7.11%, buying the median Sylvester home of $115,900 with 20% down costs about $783 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $976, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,561 for the 20%-down payment. That payment is 16% of the median Sylvester household income of $58,417; at that income and 20% down, the 28% guideline points to a home of about $202,000.

The median rent here is $896 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$23,180
Loan amount$92,720
Principal and interest$624
Property taxes (1.15% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$783

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3.5% down, 30-year FHA loan
Down payment$4,056
Loan amount$113,801
Principal and interest$766
Property taxes (1.15% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$976

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Questions about home buying in Sylvester

What is the median home value in Sylvester?

About $115,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sylvester?

Homeowners pay a median $1,337 a year, which is about 1.15% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sylvester?

For the median home with 20% down at 7.11%, the payment is about $783 a month. Keeping that under 28% of gross income takes about $33,561 a year.

More about Sylvester

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data