The typical owner-occupied home in Helen is worth about $416,100, 37% above the Georgia median of $303,300 and 25% above the national median of $332,700. Owners pay a median $2,649 a year in property taxes, about 0.64% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $86,023 a year, so the median home costs 4.8 times the median income (3.9 times for Georgia). 82% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Helen at a glance
| Helen | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $416,100 | $303,300 | $332,700 |
| Median property tax paid per year | $2,649 | $2,341 | $3,119 |
| Property tax as a share of value | 0.64% | 0.77% | 0.94% |
| Median household income | $86,023 | $77,353 | $80,734 |
| Homes lived in by their owners | 82% | 66% | 65% |
| Owner homes with a mortgage | 55% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,231 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 26.7% | 20.0% | 21.0% |
| Median rent | $773 | $1,393 | $1,413 |
| Rent as a share of renters' income | 22.6% | 31.3% | 30.6% |
| Median year homes were built | 2000 | 1992 | 1980 |
| Vacant homes | 67.1% | 10.3% | 10.1% |
| Population | 415 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Helen
At this week's average 30-year rate of 7.11%, buying the median Helen home of $416,100 with 20% down costs about $2,635 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,328, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $112,912 for the 20%-down payment. That payment is 37% of the median Helen household income of $86,023; at that income and 20% down, the 28% guideline points to a home of about $317,000.
The median rent here is $773 a month, so owning the median home costs about $1,862 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $83,220 |
|---|---|
| Loan amount | $332,880 |
| Principal and interest | $2,239 |
| Property taxes (0.64% a year) | $222 |
| Homeowners insurance (our estimate, 0.5% a year) | $173 |
| PMI | $0 |
| Total per month | $2,635 |
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| Down payment | $14,564 |
|---|---|
| Loan amount | $408,563 |
| Principal and interest | $2,748 |
| Property taxes (0.64% a year) | $222 |
| Homeowners insurance (our estimate, 0.5% a year) | $173 |
| FHA mortgage insurance | $184 |
| Total per month | $3,328 |
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Questions about home buying in Helen
What is the median home value in Helen?
About $416,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Helen?
Homeowners pay a median $2,649 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Helen?
For the median home with 20% down at 7.11%, the payment is about $2,635 a month. Keeping that under 28% of gross income takes about $112,912 a year.
More about Helen
- Mortgage Refinance in Helen
- Debt Relief in Helen
- Home Equity Loans in Helen
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data