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Buying a home in Harrison, Georgia

The typical owner-occupied home in Harrison is worth about $67,100, 78% below the Georgia median of $303,300 and 80% below the national median of $332,700. Owners pay a median $773 a year in property taxes, about 1.15% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $34,323 a year, so the median home costs 2.0 times the median income (3.9 times for Georgia). 59% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.

Harrison at a glance

Harrison Georgia U.S.
Median home value $67,100 $303,300 $332,700
Median property tax paid per year $773 $2,341 $3,119
Property tax as a share of value 1.15% 0.77% 0.94%
Median household income $34,323 $77,353 $80,734
Homes lived in by their owners 59% 66% 65%
Owner homes with a mortgage 22% 63% 61%
Median monthly costs, owners with a mortgage $880 $1,783 $1,963
Those costs as a share of the owners' income 19.4% 20.0% 21.0%
Median rent $835 $1,393 $1,413
Rent as a share of renters' income 33.3% 31.3% 30.6%
Median year homes were built 1977 1992 1980
Vacant homes 13.9% 10.3% 10.1%
Population 458 10,940,407 334,922,499

What a typical home costs per month in Harrison

At this week's average 30-year rate of 7.11%, buying the median Harrison home of $67,100 with 20% down costs about $453 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $565, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,430 for the 20%-down payment. That payment is 16% of the median Harrison household income of $34,323; at that income and 20% down, the 28% guideline points to a home of about $119,000.

The median rent here is $835 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,420
Loan amount$53,680
Principal and interest$361
Property taxes (1.15% a year)$64
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$453

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3.5% down, 30-year FHA loan
Down payment$2,348
Loan amount$65,885
Principal and interest$443
Property taxes (1.15% a year)$64
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$30
Total per month$565

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Questions about home buying in Harrison

What is the median home value in Harrison?

About $67,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Harrison?

Homeowners pay a median $773 a year, which is about 1.15% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Harrison?

For the median home with 20% down at 7.11%, the payment is about $453 a month. Keeping that under 28% of gross income takes about $19,430 a year.

More about Harrison

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data