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Buying a home in Jeffersonville, Georgia

The typical owner-occupied home in Jeffersonville is worth about $114,600, 62% below the Georgia median of $303,300 and 66% below the national median of $332,700. Owners pay a median $898 a year in property taxes, about 0.78% of their home's value, close to the Georgia rate of 0.77%. The median household earns $46,442 a year, so the median home costs 2.5 times the median income (3.9 times for Georgia). 57% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Jeffersonville at a glance

Jeffersonville Georgia U.S.
Median home value $114,600 $303,300 $332,700
Median property tax paid per year $898 $2,341 $3,119
Property tax as a share of value 0.78% 0.77% 0.94%
Median household income $46,442 $77,353 $80,734
Homes lived in by their owners 57% 66% 65%
Owner homes with a mortgage 35% 63% 61%
Median monthly costs, owners with a mortgage $856 $1,783 $1,963
Those costs as a share of the owners' income 18.6% 20.0% 21.0%
Median rent $680 $1,393 $1,413
Rent as a share of renters' income 33.3% 31.3% 30.6%
Median year homes were built 1968 1992 1980
Vacant homes 26.1% 10.3% 10.1%
Population 1,008 10,940,407 334,922,499

What a typical home costs per month in Jeffersonville

At this week's average 30-year rate of 7.11%, buying the median Jeffersonville home of $114,600 with 20% down costs about $739 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $930, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,671 for the 20%-down payment. That payment is 19% of the median Jeffersonville household income of $46,442; at that income and 20% down, the 28% guideline points to a home of about $168,000.

The median rent here is $680 a month, so owning the median home costs about $59 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$22,920
Loan amount$91,680
Principal and interest$617
Property taxes (0.78% a year)$74
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$739

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3.5% down, 30-year FHA loan
Down payment$4,011
Loan amount$112,524
Principal and interest$757
Property taxes (0.78% a year)$74
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$930

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Questions about home buying in Jeffersonville

What is the median home value in Jeffersonville?

About $114,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jeffersonville?

Homeowners pay a median $898 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Jeffersonville?

For the median home with 20% down at 7.11%, the payment is about $739 a month. Keeping that under 28% of gross income takes about $31,671 a year.

More about Jeffersonville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data