The typical owner-occupied home in Uvalda is worth about $104,800, 65% below the Georgia median of $303,300 and 69% below the national median of $332,700. Owners pay a median $736 a year in property taxes, about 0.70% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $63,083 a year, so the median home costs 1.7 times the median income (3.9 times for Georgia). 79% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Uvalda at a glance
| Uvalda | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $104,800 | $303,300 | $332,700 |
| Median property tax paid per year | $736 | $2,341 | $3,119 |
| Property tax as a share of value | 0.70% | 0.77% | 0.94% |
| Median household income | $63,083 | $77,353 | $80,734 |
| Homes lived in by their owners | 79% | 66% | 65% |
| Owner homes with a mortgage | 22% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,103 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 20.0% | 21.0% |
| Median rent | $800 | $1,393 | $1,413 |
| Rent as a share of renters' income | 51.0% | 31.3% | 30.6% |
| Median year homes were built | 1959 | 1992 | 1980 |
| Vacant homes | 20.5% | 10.3% | 10.1% |
| Population | 540 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Uvalda
At this week's average 30-year rate of 7.11%, buying the median Uvalda home of $104,800 with 20% down costs about $669 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $843, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,663 for the 20%-down payment. That payment is 13% of the median Uvalda household income of $63,083; at that income and 20% down, the 28% guideline points to a home of about $231,000.
The median rent here is $800 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,960 |
|---|---|
| Loan amount | $83,840 |
| Principal and interest | $564 |
| Property taxes (0.70% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $669 |
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| Down payment | $3,668 |
|---|---|
| Loan amount | $102,902 |
| Principal and interest | $692 |
| Property taxes (0.70% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $46 |
| Total per month | $843 |
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Questions about home buying in Uvalda
What is the median home value in Uvalda?
About $104,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Uvalda?
Homeowners pay a median $736 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Uvalda?
For the median home with 20% down at 7.11%, the payment is about $669 a month. Keeping that under 28% of gross income takes about $28,663 a year.
More about Uvalda
- Mortgage Refinance in Uvalda
- Debt Relief in Uvalda
- Home Equity Loans in Uvalda
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data