The typical owner-occupied home in Coolidge is worth about $158,400, 48% below the Georgia median of $303,300 and 52% below the national median of $332,700. The median household earns $59,063 a year, so the median home costs 2.7 times the median income (3.9 times for Georgia). 63% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.
Coolidge at a glance
| Coolidge | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $158,400 | $303,300 | $332,700 |
| Median property tax paid per year | – | $2,341 | $3,119 |
| Median household income | $59,063 | $77,353 | $80,734 |
| Homes lived in by their owners | 63% | 66% | 65% |
| Owner homes with a mortgage | 15% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,063 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 20.0% | 21.0% |
| Median rent | $724 | $1,393 | $1,413 |
| Rent as a share of renters' income | 23.1% | 31.3% | 30.6% |
| Median year homes were built | 1974 | 1992 | 1980 |
| Vacant homes | 6.2% | 10.3% | 10.1% |
| Population | 923 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Coolidge
At this week's average 30-year rate of 7.11%, buying the median Coolidge home of $158,400 with 20% down costs about $1,064 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,328, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,585 for the 20%-down payment. That payment is 22% of the median Coolidge household income of $59,063; at that income and 20% down, the 28% guideline points to a home of about $205,000.
The median rent here is $724 a month, so owning the median home costs about $340 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,680 |
|---|---|
| Loan amount | $126,720 |
| Principal and interest | $852 |
| Property taxes (1.10% a year) | $145 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,064 |
Change the numbers in the calculator
| Down payment | $5,544 |
|---|---|
| Loan amount | $155,531 |
| Principal and interest | $1,046 |
| Property taxes (1.10% a year) | $145 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,328 |
Change the numbers in the calculator
Questions about home buying in Coolidge
What is the median home value in Coolidge?
About $158,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Coolidge?
For the median home with 20% down at 7.11%, the payment is about $1,064 a month. Keeping that under 28% of gross income takes about $45,585 a year.
More about Coolidge
- Mortgage Refinance in Coolidge
- Debt Relief in Coolidge
- Home Equity Loans in Coolidge
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data