The typical owner-occupied home in Jacksonville is worth about $33,300, 89% below the Georgia median of $303,300 and 90% below the national median of $332,700. Owners pay a median $667 a year in property taxes, about 2.00% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $49,375 a year, so the median home costs 0.7 times the median income (3.9 times for Georgia). 89% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Jacksonville at a glance
| Jacksonville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $33,300 | $303,300 | $332,700 |
| Median property tax paid per year | $667 | $2,341 | $3,119 |
| Property tax as a share of value | 2.00% | 0.77% | 0.94% |
| Median household income | $49,375 | $77,353 | $80,734 |
| Homes lived in by their owners | 89% | 66% | 65% |
| Owner homes with a mortgage | 21% | 63% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,783 | $1,963 |
| Median rent | $975 | $1,393 | $1,413 |
| Rent as a share of renters' income | 33.8% | 31.3% | 30.6% |
| Median year homes were built | 1968 | 1992 | 1980 |
| Vacant homes | 42.6% | 10.3% | 10.1% |
| Population | 121 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Jacksonville
At this week's average 30-year rate of 7.11%, buying the median Jacksonville home of $33,300 with 20% down costs about $249 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $304, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,654 for the 20%-down payment. That payment is 6% of the median Jacksonville household income of $49,375; at that income and 20% down, the 28% guideline points to a home of about $154,000.
The median rent here is $975 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $6,660 |
|---|---|
| Loan amount | $26,640 |
| Principal and interest | $179 |
| Property taxes (2.00% a year) | $56 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| PMI | $0 |
| Total per month | $249 |
Change the numbers in the calculator
| Down payment | $1,166 |
|---|---|
| Loan amount | $32,697 |
| Principal and interest | $220 |
| Property taxes (2.00% a year) | $56 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| FHA mortgage insurance | $15 |
| Total per month | $304 |
Change the numbers in the calculator
Questions about home buying in Jacksonville
What is the median home value in Jacksonville?
About $33,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jacksonville?
Homeowners pay a median $667 a year, which is about 2.00% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jacksonville?
For the median home with 20% down at 7.11%, the payment is about $249 a month. Keeping that under 28% of gross income takes about $10,654 a year.
More about Jacksonville
- Mortgage Refinance in Jacksonville
- Debt Relief in Jacksonville
- Home Equity Loans in Jacksonville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data