The typical owner-occupied home in Hawkinsville is worth about $159,100, 48% below the Georgia median of $303,300 and 52% below the national median of $332,700. Owners pay a median $1,537 a year in property taxes, about 0.97% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $39,603 a year, so the median home costs 4.0 times the median income (3.9 times for Georgia). 50% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Hawkinsville at a glance
| Hawkinsville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $159,100 | $303,300 | $332,700 |
| Median property tax paid per year | $1,537 | $2,341 | $3,119 |
| Property tax as a share of value | 0.97% | 0.77% | 0.94% |
| Median household income | $39,603 | $77,353 | $80,734 |
| Homes lived in by their owners | 50% | 66% | 65% |
| Owner homes with a mortgage | 39% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,217 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 23.3% | 20.0% | 21.0% |
| Median rent | $794 | $1,393 | $1,413 |
| Rent as a share of renters' income | 36.2% | 31.3% | 30.6% |
| Median year homes were built | 1980 | 1992 | 1980 |
| Vacant homes | 15.3% | 10.3% | 10.1% |
| Population | 4,731 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Hawkinsville
At this week's average 30-year rate of 7.11%, buying the median Hawkinsville home of $159,100 with 20% down costs about $1,051 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,316, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,048 for the 20%-down payment. That payment is 32% of the median Hawkinsville household income of $39,603; at that income and 20% down, the 28% guideline points to a home of about $140,000.
The median rent here is $794 a month, so owning the median home costs about $257 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,820 |
|---|---|
| Loan amount | $127,280 |
| Principal and interest | $856 |
| Property taxes (0.97% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,051 |
Change the numbers in the calculator
| Down payment | $5,568 |
|---|---|
| Loan amount | $156,218 |
| Principal and interest | $1,051 |
| Property taxes (0.97% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,316 |
Change the numbers in the calculator
Questions about home buying in Hawkinsville
What is the median home value in Hawkinsville?
About $159,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hawkinsville?
Homeowners pay a median $1,537 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hawkinsville?
For the median home with 20% down at 7.11%, the payment is about $1,051 a month. Keeping that under 28% of gross income takes about $45,048 a year.
More about Hawkinsville
- Mortgage Refinance in Hawkinsville
- Debt Relief in Hawkinsville
- Home Equity Loans in Hawkinsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data