The typical owner-occupied home in Buena Vista is worth about $80,900, 73% below the Georgia median of $303,300 and 76% below the national median of $332,700. Owners pay a median $1,130 a year in property taxes, about 1.40% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $28,878 a year, so the median home costs 2.8 times the median income (3.9 times for Georgia). 40% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Buena Vista at a glance
| Buena Vista | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $80,900 | $303,300 | $332,700 |
| Median property tax paid per year | $1,130 | $2,341 | $3,119 |
| Property tax as a share of value | 1.40% | 0.77% | 0.94% |
| Median household income | $28,878 | $77,353 | $80,734 |
| Homes lived in by their owners | 40% | 66% | 65% |
| Owner homes with a mortgage | 32% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,125 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 25.5% | 20.0% | 21.0% |
| Median rent | $592 | $1,393 | $1,413 |
| Rent as a share of renters' income | 27.9% | 31.3% | 30.6% |
| Median year homes were built | 1984 | 1992 | 1980 |
| Vacant homes | 18.0% | 10.3% | 10.1% |
| Population | 1,717 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Buena Vista
At this week's average 30-year rate of 7.11%, buying the median Buena Vista home of $80,900 with 20% down costs about $563 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $698, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,149 for the 20%-down payment. That payment is 23% of the median Buena Vista household income of $28,878; at that income and 20% down, the 28% guideline points to a home of about $97,000.
The median rent here is $592 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,180 |
|---|---|
| Loan amount | $64,720 |
| Principal and interest | $435 |
| Property taxes (1.40% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| PMI | $0 |
| Total per month | $563 |
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| Down payment | $2,832 |
|---|---|
| Loan amount | $79,435 |
| Principal and interest | $534 |
| Property taxes (1.40% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| FHA mortgage insurance | $36 |
| Total per month | $698 |
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Questions about home buying in Buena Vista
What is the median home value in Buena Vista?
About $80,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Buena Vista?
Homeowners pay a median $1,130 a year, which is about 1.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Buena Vista?
For the median home with 20% down at 7.11%, the payment is about $563 a month. Keeping that under 28% of gross income takes about $24,149 a year.
More about Buena Vista
- Mortgage Refinance in Buena Vista
- Debt Relief in Buena Vista
- Home Equity Loans in Buena Vista
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data