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Buying a home in Comer, Georgia

The typical owner-occupied home in Comer is worth about $223,800, 26% below the Georgia median of $303,300 and 33% below the national median of $332,700. Owners pay a median $2,009 a year in property taxes, about 0.90% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $52,891 a year, so the median home costs 4.2 times the median income (3.9 times for Georgia). 59% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Comer at a glance

Comer Georgia U.S.
Median home value $223,800 $303,300 $332,700
Median property tax paid per year $2,009 $2,341 $3,119
Property tax as a share of value 0.90% 0.77% 0.94%
Median household income $52,891 $77,353 $80,734
Homes lived in by their owners 59% 66% 65%
Owner homes with a mortgage 56% 63% 61%
Median monthly costs, owners with a mortgage $1,486 $1,783 $1,963
Those costs as a share of the owners' income 21.8% 20.0% 21.0%
Median rent – $1,393 $1,413
Rent as a share of renters' income 29.4% 31.3% 30.6%
Median year homes were built 1988 1992 1980
Vacant homes 6.9% 10.3% 10.1%
Population 2,029 10,940,407 334,922,499

What a typical home costs per month in Comer

At this week's average 30-year rate of 7.11%, buying the median Comer home of $223,800 with 20% down costs about $1,466 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,838, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,808 for the 20%-down payment. That payment is 33% of the median Comer household income of $52,891; at that income and 20% down, the 28% guideline points to a home of about $188,000.

20% down, 30-year conventional loan
Down payment$44,760
Loan amount$179,040
Principal and interest$1,204
Property taxes (0.90% a year)$168
Homeowners insurance (our estimate, 0.5% a year)$93
PMI$0
Total per month$1,466

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3.5% down, 30-year FHA loan
Down payment$7,833
Loan amount$219,746
Principal and interest$1,478
Property taxes (0.90% a year)$168
Homeowners insurance (our estimate, 0.5% a year)$93
FHA mortgage insurance$99
Total per month$1,838

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Questions about home buying in Comer

What is the median home value in Comer?

About $223,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Comer?

Homeowners pay a median $2,009 a year, which is about 0.90% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Comer?

For the median home with 20% down at 7.11%, the payment is about $1,466 a month. Keeping that under 28% of gross income takes about $62,808 a year.

More about Comer

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data