The typical owner-occupied home in Naylor is worth about $215,000, 29% below the Georgia median of $303,300 and 35% below the national median of $332,700. Owners pay a median $1,590 a year in property taxes, about 0.74% of their home's value, close to the Georgia rate of 0.77%. The median household earns $80,811 a year, so the median home costs 2.7 times the median income (3.9 times for Georgia). 100% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Naylor at a glance
| Naylor | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $215,000 | $303,300 | $332,700 |
| Median property tax paid per year | $1,590 | $2,341 | $3,119 |
| Property tax as a share of value | 0.74% | 0.77% | 0.94% |
| Median household income | $80,811 | $77,353 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 74% | 63% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,783 | $1,963 |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1963 | 1992 | 1980 |
| Vacant homes | 30.6% | 10.3% | 10.1% |
| Population | 293 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Naylor
At this week's average 30-year rate of 7.11%, buying the median Naylor home of $215,000 with 20% down costs about $1,379 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,737, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $59,109 for the 20%-down payment. That payment is 20% of the median Naylor household income of $80,811; at that income and 20% down, the 28% guideline points to a home of about $294,000.
| Down payment | $43,000 |
|---|---|
| Loan amount | $172,000 |
| Principal and interest | $1,157 |
| Property taxes (0.74% a year) | $133 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,379 |
Change the numbers in the calculator
| Down payment | $7,525 |
|---|---|
| Loan amount | $211,106 |
| Principal and interest | $1,420 |
| Property taxes (0.74% a year) | $133 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $95 |
| Total per month | $1,737 |
Change the numbers in the calculator
Questions about home buying in Naylor
What is the median home value in Naylor?
About $215,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Naylor?
Homeowners pay a median $1,590 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Naylor?
For the median home with 20% down at 7.11%, the payment is about $1,379 a month. Keeping that under 28% of gross income takes about $59,109 a year.
More about Naylor
- Mortgage Refinance in Naylor
- Debt Relief in Naylor
- Home Equity Loans in Naylor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data