The typical owner-occupied home in Hinesville is worth about $196,400, 35% below the Georgia median of $303,300 and 41% below the national median of $332,700. Owners pay a median $2,119 a year in property taxes, about 1.08% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $60,028 a year, so the median home costs 3.3 times the median income (3.9 times for Georgia). 47% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Hinesville at a glance
| Hinesville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $196,400 | $303,300 | $332,700 |
| Median property tax paid per year | $2,119 | $2,341 | $3,119 |
| Property tax as a share of value | 1.08% | 0.77% | 0.94% |
| Median household income | $60,028 | $77,353 | $80,734 |
| Homes lived in by their owners | 47% | 66% | 65% |
| Owner homes with a mortgage | 72% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,428 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 23.3% | 20.0% | 21.0% |
| Median rent | $1,212 | $1,393 | $1,413 |
| Rent as a share of renters' income | 29.3% | 31.3% | 30.6% |
| Median year homes were built | 1993 | 1992 | 1980 |
| Vacant homes | 10.9% | 10.3% | 10.1% |
| Population | 35,679 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Hinesville
At this week's average 30-year rate of 7.11%, buying the median Hinesville home of $196,400 with 20% down costs about $1,316 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,643, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,381 for the 20%-down payment. That payment is 26% of the median Hinesville household income of $60,028; at that income and 20% down, the 28% guideline points to a home of about $209,000.
The median rent here is $1,212 a month, so owning the median home costs about $104 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $39,280 |
|---|---|
| Loan amount | $157,120 |
| Principal and interest | $1,057 |
| Property taxes (1.08% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $82 |
| PMI | $0 |
| Total per month | $1,316 |
Change the numbers in the calculator
| Down payment | $6,874 |
|---|---|
| Loan amount | $192,843 |
| Principal and interest | $1,297 |
| Property taxes (1.08% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $82 |
| FHA mortgage insurance | $87 |
| Total per month | $1,643 |
Change the numbers in the calculator
Questions about home buying in Hinesville
What is the median home value in Hinesville?
About $196,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hinesville?
Homeowners pay a median $2,119 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hinesville?
For the median home with 20% down at 7.11%, the payment is about $1,316 a month. Keeping that under 28% of gross income takes about $56,381 a year.
More about Hinesville
- Mortgage Refinance in Hinesville
- Debt Relief in Hinesville
- Home Equity Loans in Hinesville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data