The typical owner-occupied home in Denton is worth about $95,400, 69% below the Georgia median of $303,300 and 71% below the national median of $332,700. The median household earns $32,614 a year, so the median home costs 2.9 times the median income (3.9 times for Georgia). 83% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.
Denton at a glance
| Denton | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $95,400 | $303,300 | $332,700 |
| Median property tax paid per year | – | $2,341 | $3,119 |
| Median household income | $32,614 | $77,353 | $80,734 |
| Homes lived in by their owners | 83% | 66% | 65% |
| Owner homes with a mortgage | 9% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,275 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1976 | 1992 | 1980 |
| Vacant homes | 6.5% | 10.3% | 10.1% |
| Population | 222 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Denton
At this week's average 30-year rate of 7.11%, buying the median Denton home of $95,400 with 20% down costs about $641 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $800, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,455 for the 20%-down payment. That payment is 24% of the median Denton household income of $32,614; at that income and 20% down, the 28% guideline points to a home of about $113,000.
| Down payment | $19,080 |
|---|---|
| Loan amount | $76,320 |
| Principal and interest | $513 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $641 |
Change the numbers in the calculator
| Down payment | $3,339 |
|---|---|
| Loan amount | $93,672 |
| Principal and interest | $630 |
| Property taxes (1.10% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $800 |
Change the numbers in the calculator
Questions about home buying in Denton
What is the median home value in Denton?
About $95,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Denton?
For the median home with 20% down at 7.11%, the payment is about $641 a month. Keeping that under 28% of gross income takes about $27,455 a year.
More about Denton
- Mortgage Refinance in Denton
- Debt Relief in Denton
- Home Equity Loans in Denton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data