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Buying a home in Stockbridge, Georgia

The typical owner-occupied home in Stockbridge is worth about $276,700, 9% below the Georgia median of $303,300 and 17% below the national median of $332,700. Owners pay a median $2,541 a year in property taxes, about 0.92% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $70,136 a year, so the median home costs 3.9 times the median income (3.9 times for Georgia). 56% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Stockbridge at a glance

Stockbridge Georgia U.S.
Median home value $276,700 $303,300 $332,700
Median property tax paid per year $2,541 $2,341 $3,119
Property tax as a share of value 0.92% 0.77% 0.94%
Median household income $70,136 $77,353 $80,734
Homes lived in by their owners 56% 66% 65%
Owner homes with a mortgage 74% 63% 61%
Median monthly costs, owners with a mortgage $1,667 $1,783 $1,963
Those costs as a share of the owners' income 22.5% 20.0% 21.0%
Median rent $1,494 $1,393 $1,413
Rent as a share of renters' income 31.8% 31.3% 30.6%
Median year homes were built 1998 1992 1980
Vacant homes 4.1% 10.3% 10.1%
Population 35,737 10,940,407 334,922,499

What a typical home costs per month in Stockbridge

At this week's average 30-year rate of 7.11%, buying the median Stockbridge home of $276,700 with 20% down costs about $1,817 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,277, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,851 for the 20%-down payment. That payment is 31% of the median Stockbridge household income of $70,136; at that income and 20% down, the 28% guideline points to a home of about $249,000.

The median rent here is $1,494 a month, so owning the median home costs about $323 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$55,340
Loan amount$221,360
Principal and interest$1,489
Property taxes (0.92% a year)$212
Homeowners insurance (our estimate, 0.5% a year)$115
PMI$0
Total per month$1,817

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3.5% down, 30-year FHA loan
Down payment$9,684
Loan amount$271,688
Principal and interest$1,828
Property taxes (0.92% a year)$212
Homeowners insurance (our estimate, 0.5% a year)$115
FHA mortgage insurance$122
Total per month$2,277

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Questions about home buying in Stockbridge

What is the median home value in Stockbridge?

About $276,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stockbridge?

Homeowners pay a median $2,541 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Stockbridge?

For the median home with 20% down at 7.11%, the payment is about $1,817 a month. Keeping that under 28% of gross income takes about $77,851 a year.

More about Stockbridge

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data