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Buying a home in Shiloh, Georgia

The typical owner-occupied home in Shiloh is worth about $179,700, 41% below the Georgia median of $303,300 and 46% below the national median of $332,700. Owners pay a median $2,211 a year in property taxes, about 1.23% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $82,875 a year, so the median home costs 2.2 times the median income (3.9 times for Georgia). 83% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Shiloh at a glance

Shiloh Georgia U.S.
Median home value $179,700 $303,300 $332,700
Median property tax paid per year $2,211 $2,341 $3,119
Property tax as a share of value 1.23% 0.77% 0.94%
Median household income $82,875 $77,353 $80,734
Homes lived in by their owners 83% 66% 65%
Owner homes with a mortgage 60% 63% 61%
Median monthly costs, owners with a mortgage $1,554 $1,783 $1,963
Those costs as a share of the owners' income 14.0% 20.0% 21.0%
Median rent $1,267 $1,393 $1,413
Rent as a share of renters' income 13.3% 31.3% 30.6%
Median year homes were built 1984 1992 1980
Vacant homes 9.9% 10.3% 10.1%
Population 758 10,940,407 334,922,499

What a typical home costs per month in Shiloh

At this week's average 30-year rate of 7.11%, buying the median Shiloh home of $179,700 with 20% down costs about $1,226 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,526, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,549 for the 20%-down payment. That payment is 18% of the median Shiloh household income of $82,875; at that income and 20% down, the 28% guideline points to a home of about $283,000.

The median rent here is $1,267 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$35,940
Loan amount$143,760
Principal and interest$967
Property taxes (1.23% a year)$184
Homeowners insurance (our estimate, 0.5% a year)$75
PMI$0
Total per month$1,226

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3.5% down, 30-year FHA loan
Down payment$6,290
Loan amount$176,445
Principal and interest$1,187
Property taxes (1.23% a year)$184
Homeowners insurance (our estimate, 0.5% a year)$75
FHA mortgage insurance$79
Total per month$1,526

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Questions about home buying in Shiloh

What is the median home value in Shiloh?

About $179,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Shiloh?

Homeowners pay a median $2,211 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Shiloh?

For the median home with 20% down at 7.11%, the payment is about $1,226 a month. Keeping that under 28% of gross income takes about $52,549 a year.

More about Shiloh

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data