The typical owner-occupied home in Dacula is worth about $359,000, 18% above the Georgia median of $303,300 and 8% above the national median of $332,700. Owners pay a median $3,752 a year in property taxes, about 1.05% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $100,821 a year, so the median home costs 3.6 times the median income (3.9 times for Georgia). 83% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.
Dacula at a glance
| Dacula | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $359,000 | $303,300 | $332,700 |
| Median property tax paid per year | $3,752 | $2,341 | $3,119 |
| Property tax as a share of value | 1.05% | 0.77% | 0.94% |
| Median household income | $100,821 | $77,353 | $80,734 |
| Homes lived in by their owners | 83% | 66% | 65% |
| Owner homes with a mortgage | 77% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,932 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 18.4% | 20.0% | 21.0% |
| Median rent | $1,836 | $1,393 | $1,413 |
| Rent as a share of renters' income | 35.0% | 31.3% | 30.6% |
| Median year homes were built | 1999 | 1992 | 1980 |
| Vacant homes | 5.0% | 10.3% | 10.1% |
| Population | 7,444 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Dacula
At this week's average 30-year rate of 7.11%, buying the median Dacula home of $359,000 with 20% down costs about $2,396 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,994, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $102,674 for the 20%-down payment. That payment is 29% of the median Dacula household income of $100,821; at that income and 20% down, the 28% guideline points to a home of about $353,000.
The median rent here is $1,836 a month, so owning the median home costs about $560 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $71,800 |
|---|---|
| Loan amount | $287,200 |
| Principal and interest | $1,932 |
| Property taxes (1.05% a year) | $314 |
| Homeowners insurance (our estimate, 0.5% a year) | $150 |
| PMI | $0 |
| Total per month | $2,396 |
Change the numbers in the calculator
| Down payment | $12,565 |
|---|---|
| Loan amount | $352,498 |
| Principal and interest | $2,371 |
| Property taxes (1.05% a year) | $314 |
| Homeowners insurance (our estimate, 0.5% a year) | $150 |
| FHA mortgage insurance | $159 |
| Total per month | $2,994 |
Change the numbers in the calculator
Questions about home buying in Dacula
What is the median home value in Dacula?
About $359,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dacula?
Homeowners pay a median $3,752 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dacula?
For the median home with 20% down at 7.11%, the payment is about $2,396 a month. Keeping that under 28% of gross income takes about $102,674 a year.
More about Dacula
- Mortgage Refinance in Dacula
- Debt Relief in Dacula
- Home Equity Loans in Dacula
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data