The typical owner-occupied home in Jekyll Island is worth about $590,000, 95% above the Georgia median of $303,300 and 77% above the national median of $332,700. Owners pay a median $3,365 a year in property taxes, about 0.57% of their home's value, lower than the Georgia rate of 0.77%. 92% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Jekyll Island at a glance
| Jekyll Island | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $590,000 | $303,300 | $332,700 |
| Median property tax paid per year | $3,365 | $2,341 | $3,119 |
| Property tax as a share of value | 0.57% | 0.77% | 0.94% |
| Median household income | – | $77,353 | $80,734 |
| Homes lived in by their owners | 92% | 66% | 65% |
| Owner homes with a mortgage | 29% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,075 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 35.9% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1967 | 1992 | 1980 |
| Vacant homes | 58.0% | 10.3% | 10.1% |
| Population | 769 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Jekyll Island
At this week's average 30-year rate of 7.11%, buying the median Jekyll Island home of $590,000 with 20% down costs about $3,701 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,684, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $158,625 for the 20%-down payment.
| Down payment | $118,000 |
|---|---|
| Loan amount | $472,000 |
| Principal and interest | $3,175 |
| Property taxes (0.57% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $246 |
| PMI | $0 |
| Total per month | $3,701 |
Change the numbers in the calculator
| Down payment | $20,650 |
|---|---|
| Loan amount | $579,314 |
| Principal and interest | $3,897 |
| Property taxes (0.57% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $246 |
| FHA mortgage insurance | $261 |
| Total per month | $4,684 |
Change the numbers in the calculator
Questions about home buying in Jekyll Island
What is the median home value in Jekyll Island?
About $590,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jekyll Island?
Homeowners pay a median $3,365 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jekyll Island?
For the median home with 20% down at 7.11%, the payment is about $3,701 a month. Keeping that under 28% of gross income takes about $158,625 a year.
More about Jekyll Island
- Mortgage Refinance in Jekyll Island
- Debt Relief in Jekyll Island
- Home Equity Loans in Jekyll Island
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data