The typical owner-occupied home in Roswell is worth about $567,100, 87% above the Georgia median of $303,300 and 70% above the national median of $332,700. Owners pay a median $4,383 a year in property taxes, about 0.77% of their home's value, close to the Georgia rate of 0.77%. The median household earns $128,654 a year, so the median home costs 4.4 times the median income (3.9 times for Georgia). 72% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Roswell at a glance
| Roswell | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $567,100 | $303,300 | $332,700 |
| Median property tax paid per year | $4,383 | $2,341 | $3,119 |
| Property tax as a share of value | 0.77% | 0.77% | 0.94% |
| Median household income | $128,654 | $77,353 | $80,734 |
| Homes lived in by their owners | 72% | 66% | 65% |
| Owner homes with a mortgage | 72% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,584 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 20.0% | 21.0% |
| Median rent | $1,810 | $1,393 | $1,413 |
| Rent as a share of renters' income | 30.9% | 31.3% | 30.6% |
| Median year homes were built | 1989 | 1992 | 1980 |
| Vacant homes | 5.1% | 10.3% | 10.1% |
| Population | 92,621 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Roswell
At this week's average 30-year rate of 7.11%, buying the median Roswell home of $567,100 with 20% down costs about $3,652 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,597, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $156,519 for the 20%-down payment. That payment is 34% of the median Roswell household income of $128,654; at that income and 20% down, the 28% guideline points to a home of about $466,000.
The median rent here is $1,810 a month, so owning the median home costs about $1,842 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $113,420 |
|---|---|
| Loan amount | $453,680 |
| Principal and interest | $3,052 |
| Property taxes (0.77% a year) | $364 |
| Homeowners insurance (our estimate, 0.5% a year) | $236 |
| PMI | $0 |
| Total per month | $3,652 |
Change the numbers in the calculator
| Down payment | $19,848 |
|---|---|
| Loan amount | $556,828 |
| Principal and interest | $3,746 |
| Property taxes (0.77% a year) | $364 |
| Homeowners insurance (our estimate, 0.5% a year) | $236 |
| FHA mortgage insurance | $251 |
| Total per month | $4,597 |
Change the numbers in the calculator
Questions about home buying in Roswell
What is the median home value in Roswell?
About $567,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Roswell?
Homeowners pay a median $4,383 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Roswell?
For the median home with 20% down at 7.11%, the payment is about $3,652 a month. Keeping that under 28% of gross income takes about $156,519 a year.
More about Roswell
- Mortgage Refinance in Roswell
- Debt Relief in Roswell
- Home Equity Loans in Roswell
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data