The typical owner-occupied home in Brooks is worth about $436,800, 44% above the Georgia median of $303,300 and 31% above the national median of $332,700. Owners pay a median $3,520 a year in property taxes, about 0.81% of their home's value, close to the Georgia rate of 0.77%. The median household earns $105,714 a year, so the median home costs 4.1 times the median income (3.9 times for Georgia). 94% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Brooks at a glance
| Brooks | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $436,800 | $303,300 | $332,700 |
| Median property tax paid per year | $3,520 | $2,341 | $3,119 |
| Property tax as a share of value | 0.81% | 0.77% | 0.94% |
| Median household income | $105,714 | $77,353 | $80,734 |
| Homes lived in by their owners | 94% | 66% | 65% |
| Owner homes with a mortgage | 63% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,279 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 20.1% | 20.0% | 21.0% |
| Median rent | $1,625 | $1,393 | $1,413 |
| Rent as a share of renters' income | 40.0% | 31.3% | 30.6% |
| Median year homes were built | 1986 | 1992 | 1980 |
| Vacant homes | 3.4% | 10.3% | 10.1% |
| Population | 603 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Brooks
At this week's average 30-year rate of 7.11%, buying the median Brooks home of $436,800 with 20% down costs about $2,828 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,555, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,181 for the 20%-down payment. That payment is 32% of the median Brooks household income of $105,714; at that income and 20% down, the 28% guideline points to a home of about $381,000.
The median rent here is $1,625 a month, so owning the median home costs about $1,203 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $87,360 |
|---|---|
| Loan amount | $349,440 |
| Principal and interest | $2,351 |
| Property taxes (0.81% a year) | $295 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| PMI | $0 |
| Total per month | $2,828 |
Change the numbers in the calculator
| Down payment | $15,288 |
|---|---|
| Loan amount | $428,888 |
| Principal and interest | $2,885 |
| Property taxes (0.81% a year) | $295 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| FHA mortgage insurance | $193 |
| Total per month | $3,555 |
Change the numbers in the calculator
Questions about home buying in Brooks
What is the median home value in Brooks?
About $436,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Brooks?
Homeowners pay a median $3,520 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Brooks?
For the median home with 20% down at 7.11%, the payment is about $2,828 a month. Keeping that under 28% of gross income takes about $121,181 a year.
More about Brooks
- Mortgage Refinance in Brooks
- Debt Relief in Brooks
- Home Equity Loans in Brooks
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data