The typical owner-occupied home in Wildwood is worth about $218,100, 28% below the Georgia median of $303,300 and 34% below the national median of $332,700. The median household earns $80,721 a year, so the median home costs 2.7 times the median income (3.9 times for Georgia). 100% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Wildwood at a glance
| Wildwood | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $218,100 | $303,300 | $332,700 |
| Median property tax paid per year | – | $2,341 | $3,119 |
| Median household income | $80,721 | $77,353 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 56% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,611 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 27.0% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1977 | 1992 | 1980 |
| Vacant homes | 50.8% | 10.3% | 10.1% |
| Population | 368 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Wildwood
At this week's average 30-year rate of 7.11%, buying the median Wildwood home of $218,100 with 20% down costs about $1,465 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,828, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,766 for the 20%-down payment. That payment is 22% of the median Wildwood household income of $80,721; at that income and 20% down, the 28% guideline points to a home of about $280,000.
| Down payment | $43,620 |
|---|---|
| Loan amount | $174,480 |
| Principal and interest | $1,174 |
| Property taxes (1.10% a year) | $200 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| PMI | $0 |
| Total per month | $1,465 |
Change the numbers in the calculator
| Down payment | $7,634 |
|---|---|
| Loan amount | $214,150 |
| Principal and interest | $1,441 |
| Property taxes (1.10% a year) | $200 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| FHA mortgage insurance | $96 |
| Total per month | $1,828 |
Change the numbers in the calculator
Questions about home buying in Wildwood
What is the median home value in Wildwood?
About $218,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wildwood?
For the median home with 20% down at 7.11%, the payment is about $1,465 a month. Keeping that under 28% of gross income takes about $62,766 a year.
More about Wildwood
- Mortgage Refinance in Wildwood
- Debt Relief in Wildwood
- Home Equity Loans in Wildwood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data