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Buying a home in Arabi, Georgia

The typical owner-occupied home in Arabi is worth about $39,500, 87% below the Georgia median of $303,300 and 88% below the national median of $332,700. Owners pay a median $565 a year in property taxes, about 1.43% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $85,536 a year, so the median home costs 0.5 times the median income (3.9 times for Georgia). 84% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Arabi at a glance

Arabi Georgia U.S.
Median home value $39,500 $303,300 $332,700
Median property tax paid per year $565 $2,341 $3,119
Property tax as a share of value 1.43% 0.77% 0.94%
Median household income $85,536 $77,353 $80,734
Homes lived in by their owners 84% 66% 65%
Owner homes with a mortgage 73% 63% 61%
Median monthly costs, owners with a mortgage – $1,783 $1,963
Those costs as a share of the owners' income 9.0% 20.0% 21.0%
Median rent $950 $1,393 $1,413
Rent as a share of renters' income 37.5% 31.3% 30.6%
Median year homes were built 1990 1992 1980
Vacant homes 17.7% 10.3% 10.1%
Population 550 10,940,407 334,922,499

What a typical home costs per month in Arabi

At this week's average 30-year rate of 7.11%, buying the median Arabi home of $39,500 with 20% down costs about $276 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $342, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $11,833 for the 20%-down payment. That payment is 4% of the median Arabi household income of $85,536; at that income and 20% down, the 28% guideline points to a home of about $286,000.

The median rent here is $950 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$7,900
Loan amount$31,600
Principal and interest$213
Property taxes (1.43% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$16
PMI$0
Total per month$276

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3.5% down, 30-year FHA loan
Down payment$1,382
Loan amount$38,785
Principal and interest$261
Property taxes (1.43% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$16
FHA mortgage insurance$17
Total per month$342

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Questions about home buying in Arabi

What is the median home value in Arabi?

About $39,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Arabi?

Homeowners pay a median $565 a year, which is about 1.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Arabi?

For the median home with 20% down at 7.11%, the payment is about $276 a month. Keeping that under 28% of gross income takes about $11,833 a year.

More about Arabi

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data